HCA Healthcare Self Insured Retention Amount remained flat by 0.0% to $3.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $3.75M to $3.75M. Over 4 years (FY 2021 to FY 2025), Self Insured Retention Amount shows relatively stable performance with a 0.0% CAGR.
A higher retention amount indicates a greater appetite for self-insurance risk, which can lower insurance premiums but increase earnings volatility.
The specific dollar amount of a loss that the company is responsible for paying before its commercial insurance coverage...
Large healthcare systems often maintain high self-insured retentions to optimize total cost of risk compared to purchasing full commercial coverage.
other_self_insured_retention_amount| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $15.00M | $15.00M | $15.00M | $15.00M | $15.00M |
| YoY Change | — | +0.0% | +0.0% | +0.0% | +0.0% |