Other

Self Insured Retention Amount

HCA Healthcare Self Insured Retention Amount remained flat by 0.0% to $3.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $3.75M to $3.75M. Over 4 years (FY 2021 to FY 2025), Self Insured Retention Amount shows relatively stable performance with a 0.0% CAGR.

Analysis

StatementIncome Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ1 2018
Last reportedQ4 2025Feb 10, 2026

How to read this metric

A higher retention amount indicates a greater appetite for self-insurance risk, which can lower insurance premiums but increase earnings volatility.

Detailed definition

The specific dollar amount of a loss that the company is responsible for paying before its commercial insurance coverage...

Peer comparison

Large healthcare systems often maintain high self-insured retentions to optimize total cost of risk compared to purchasing full commercial coverage.

Metric ID: other_self_insured_retention_amount

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$15.00M$15.00M$15.00M$15.00M$15.00M
YoY Change+0.0%+0.0%+0.0%+0.0%
Range$15.00M$15.00M
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak4+ years growth

Frequently Asked Questions

What is HCA Healthcare's self insured retention amount?
HCA Healthcare (HCA) reported self insured retention amount of $3.75M in Q4 2025.
How has HCA Healthcare's self insured retention amount changed year-over-year?
HCA Healthcare's self insured retention amount decreased by 0.0% year-over-year, from $3.75M to $3.75M.
What is the long-term trend for HCA Healthcare's self insured retention amount?
Over 4 years (2021 to 2025), HCA Healthcare's self insured retention amount has grown at a 0.0% compound annual growth rate (CAGR), from $15.00M to $15.00M.
What does self insured retention amount mean?
The portion of a claim the company pays itself before insurance coverage kicks in.