Products & Services · Unpaid losses and loss adjustment expenses

Marine — Unpaid losses and loss adjustment expenses

The Hartford Financial Services Group Marine — Unpaid losses and loss adjustment expenses increased by 1.9% to $598.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.9%, from $587.00M to $598.00M. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ1 2026

How to read this metric

An increase in gross reserves without a corresponding increase in premiums may suggest deteriorating underwriting performance.

Detailed definition

This metric aggregates all unpaid losses and loss adjustment expenses for the Marine segment before accounting for reins...

Peer comparison

Standard gross reserve metric reported by all P&C insurance entities.

Metric ID: hig_segment_marine_unpaid_losses_and_loss_adjustment_expenses

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$538.00M$578.00M$550.00M$587.00M$598.00M
QoQ Change+7.4%-4.8%+6.7%+1.9%
YoY Change+7.4%-4.8%+6.7%+1.9%
Range$538.00M$598.00M
CAGR+11.2%
Avg YoY Growth+2.8%
Median YoY Growth+4.3%
Current Streak2 quarters growth

Frequently Asked Questions

What is The Hartford Financial Services Group's marine — unpaid losses and loss adjustment expenses?
The Hartford Financial Services Group (HIG) reported marine — unpaid losses and loss adjustment expenses of $598.00M in Q4 2025.
How has The Hartford Financial Services Group's marine — unpaid losses and loss adjustment expenses changed year-over-year?
The Hartford Financial Services Group's marine — unpaid losses and loss adjustment expenses increased by 1.9% year-over-year, from $587.00M to $598.00M.
What does marine — unpaid losses and loss adjustment expenses mean?
The total gross estimated cost for all outstanding claims and their adjustment expenses.