Products & Services · Unpaid losses and loss adjustment expenses
Professional liability — Unpaid losses and loss adjustment expenses
The Hartford Financial Services Group Professional liability — Unpaid losses and loss adjustment expenses increased by 3.2% to $2.26B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.2%, from $2.19B to $2.26B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ1 2026
Rolls up toReserve for insurance claims
How to read this metric
An increase indicates higher gross exposure, which may be driven by business growth or adverse loss trends.
Detailed definition
This represents the gross estimated liability for professional liability claims and the associated costs to investigate...
Peer comparison
Standard gross reserve metric reported by all insurance carriers.
Metric ID:
hig_segment_professional_liability_unpaid_losses_and_loss_adjustment_expensesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $2.04B | $2.05B | $2.18B | $2.19B | $2.26B |
| QoQ Change | — | +0.4% | +6.5% | +0.2% | +3.2% |
| YoY Change | — | +0.4% | +6.5% | +0.2% | +3.2% |
Range$2.04B – $2.26B
CAGR+10.6%
Avg YoY Growth+2.6%
Median YoY Growth+1.8%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's professional liability — unpaid losses and loss adjustment expenses?
- The Hartford Financial Services Group (HIG) reported professional liability — unpaid losses and loss adjustment expenses of $2.26B in Q4 2025.
- How has The Hartford Financial Services Group's professional liability — unpaid losses and loss adjustment expenses changed year-over-year?
- The Hartford Financial Services Group's professional liability — unpaid losses and loss adjustment expenses increased by 3.2% year-over-year, from $2.19B to $2.26B.
- What does professional liability — unpaid losses and loss adjustment expenses mean?
- The total estimated cost to settle all professional liability claims, including administrative expenses, before considering reinsurance.