Current Assets
Lease Receivable - Undiscounted Excess Amount
International Business Machines Lease Receivable - Undiscounted Excess Amount increased by 39.2% to $479.00M in Q4 2025 compared to the prior quarter. Over 2 years (FY 2023 to FY 2025), Lease Receivable - Undiscounted Excess Amount shows an upward trend with a 5.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ4 2023
Last reportedQ4 2025Feb 24, 2026
How to read this metric
Higher values suggest a larger future interest income potential from the existing lease portfolio.
Detailed definition
This represents the difference between the total undiscounted future lease payments and the net investment in the lease,...
Peer comparison
Standard disclosure for banks to reconcile undiscounted payments to net investment.
Metric ID:
lease_receivable_undiscounted_excessHistorical Data
3 periods
| Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|
| Value | $429.00M | $344.00M | $479.00M |
| QoQ Change | — | -19.8% | +39.2% |
| YoY Change | — | -19.8% | +39.2% |
Range$344.00M – $479.00M
Avg YoY Growth+9.7%
Median YoY Growth+9.7%
Lease Receivable - Undiscounted Excess Amount at Other Companies
Frequently Asked Questions
- What is International Business Machines's lease receivable - undiscounted excess amount?
- International Business Machines (IBM) reported lease receivable - undiscounted excess amount of $479.00M in Q4 2025.
- What is the long-term trend for International Business Machines's lease receivable - undiscounted excess amount?
- Over 2 years (2023 to 2025), International Business Machines's lease receivable - undiscounted excess amount has grown at a 5.7% compound annual growth rate (CAGR), from $429.00M to $479.00M.
- What does lease receivable - undiscounted excess amount mean?
- The total unearned interest income embedded within the bank's lease receivables.