Other
Provision for Credit Losses
Ladder Capital Provision for Credit Losses decreased by 833.3% to -$28.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 65.4%, from -$81.00K to -$28.00K. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a -63.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026Apr 27, 2026
How to read this metric
An increase suggests management expects higher future defaults or a worsening economic environment for borrowers.
Detailed definition
The periodic expense recognized in the income statement to maintain an adequate allowance for expected credit losses on...
Peer comparison
Standard across financial services as 'Provision for Loan Losses'.
Metric ID:
other_financing_receivable_excluding_accrued_interest_cr_cd5946Historical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$335.00K | -$2.36M | -$1.76M | $874.00K | -$1.00M | $1.50M | $2.34M | $4.74M | $6.88M | $7.47M | $6.01M | $5.77M | $5.06M | $3.06M | $47.00K | -$81.00K | -$42.00K | -$31.00K | -$3.00K | -$28.00K |
| QoQ Change | — | -605.7% | +25.4% | +149.6% | -214.6% | +249.8% | +55.8% | +102.6% | +45.3% | +8.6% | -19.6% | -4.0% | -12.4% | -39.4% | -98.5% | -272.3% | +48.1% | +26.2% | +90.3% | -833.3% |
| YoY Change | — | — | — | — | -199.1% | +163.5% | +232.6% | +441.9% | +786.7% | +397.9% | +156.9% | +21.8% | -26.5% | -59.0% | -99.2% | -101.4% | -100.8% | -101.0% | -106.4% | +65.4% |
Range-$2.36M – $7.47M
CAGR-40.7%
Avg YoY Growth+92.1%
Median YoY Growth-2.4%
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Loans | $5.06M | $3.06M | $47.00K | -$81.00K | -$42.00K | -$31.00K | -$3.00K | -$28.00K |
| Real Estate | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Securities | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | $5.06M | $3.06M | $47.00K | -$81.00K | -$42.00K | -$31.00K | -$3.00K | -$28.00K |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Ladder Capital's provision for credit losses?
- Ladder Capital (LADR) reported provision for credit losses of -$28.00K in Q1 2026.
- How has Ladder Capital's provision for credit losses changed year-over-year?
- Ladder Capital's provision for credit losses increased by 65.4% year-over-year, from -$81.00K to -$28.00K.
- What is the long-term trend for Ladder Capital's provision for credit losses?
- Over 4 years (2021 to 2025), Ladder Capital's provision for credit losses has grown at a -63.4% compound annual growth rate (CAGR), from -$8.71M to -$157.00K.
- What does provision for credit losses mean?
- The cost recognized for expected future loan losses.