Interest Income (Expense), after Provision for Loan Loss
Ladder Capital Interest Income (Expense), after Provision for Loan Loss increased by 3.2% to $23.05M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.9%, from $20.41M to $23.05M. Over 4 years (FY 2021 to FY 2025), Interest Income (Expense), after Provision for Loan Loss shows an upward trend with a 165.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests improved net interest margins or lower credit risk, while a decrease indicates compressed margins or rising credit quality concerns.
Detailed definition
This metric represents the net interest income generated by a financial institution after accounting for both interest e...
Peer comparison
Standard across all commercial banks as a primary indicator of core lending profitability.
other_interest_income_expense_after_provision_for_loan_lossHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$7.31M | -$740.00K | $12.35M | $8.30M | $23.57M | $27.39M | $34.96M | $38.31M | $33.61M | $31.36M | $33.82M | $31.37M | $29.26M | $35.35M | $27.17M | $20.41M | $21.57M | $27.82M | $22.33M | $23.05M |
| QoQ Change | — | +89.9% | >999% | -32.8% | +184.1% | +16.2% | +27.7% | +9.6% | -12.3% | -6.7% | +7.8% | -7.2% | -6.7% | +20.8% | -23.2% | -24.9% | +5.7% | +29.0% | -19.7% | +3.2% |
| YoY Change | — | — | — | — | +422.2% | >999% | +183.0% | +361.8% | +42.6% | +14.5% | -3.3% | -18.1% | -12.9% | +12.7% | -19.7% | -34.9% | -26.3% | -21.3% | -17.8% | +12.9% |
Business Segments — Loans
| Segment | Q2 '24 | Q3 '24 | Q1 '25 |
|---|---|---|---|
| Loans | $32.76M | $39.02M | $26.42M |
| Real Estate | -$8.20M | -$7.86M | -$6.58M |
| Total | $29.26M | $35.35M | $20.41M |
Loans, Real Estate were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments — Loans
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Loans | $32.76M | $39.02M | $31.12M | $26.42M | $30.55M | $41.81M | $39.03M | $47.03M |
| Securities | $8.02M | $11.72M | $15.40M | $18.53M | $23.67M | $24.01M | $21.87M | $16.31M |
| Real Estate | -$8.20M | -$7.86M | -$7.45M | -$6.58M | -$6.46M | -$6.30M | -$5.89M | -$5.55M |
| Total | $29.26M | $35.35M | $27.17M | $20.41M | $21.57M | $27.82M | $22.33M | $23.05M |
Interest Income (Expense), after Provision for Loan Loss at Other Companies
Frequently Asked Questions
- What is Ladder Capital's interest income (expense), after provision for loan loss?
- Ladder Capital (LADR) reported interest income (expense), after provision for loan loss of $23.05M in Q1 2026.
- How has Ladder Capital's interest income (expense), after provision for loan loss changed year-over-year?
- Ladder Capital's interest income (expense), after provision for loan loss increased by 12.9% year-over-year, from $20.41M to $23.05M.
- What is the long-term trend for Ladder Capital's interest income (expense), after provision for loan loss?
- Over 4 years (2021 to 2025), Ladder Capital's interest income (expense), after provision for loan loss has grown at a 165.2% compound annual growth rate (CAGR), from $1.86M to $92.13M.
- What does interest income (expense), after provision for loan loss mean?
- The net interest profit remaining after paying interest on liabilities and setting aside funds for potential loan losses.