Discontinued — last reported Q4 '25

Accounts Receivable

Current Assets

Mastercard Accounts Receivable increased by 1.5% to $4.25B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.8%, from $4.01B to $4.25B. Over 4 years (FY 2020 to FY 2024), Accounts Receivable shows an upward trend with a 9.3% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ4 2008
Last reportedQ4 2025

How to read this metric

An increase relative to revenue may signal slowing collections or aggressive sales terms; a decrease suggests efficient billing and collection cycles.

Detailed definition

The total amount of credit extended to customers for products and services already delivered, adjusted for potential bad...

Peer comparison

Enterprise-focused peers like Oracle or SAP show similar patterns based on quarterly sales cycles.

Metric ID: accounts_receivable_net

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$2.77B$2.82B$3.01B$2.89B$3.18B$3.17B$3.43B$3.51B$3.76B$3.93B$4.06B$4.23B$4.20B$4.01B$3.77B$3.97B$4.18B$4.25B
QoQ Change+1.7%+6.6%-3.9%+9.9%-0.3%+8.1%+2.5%+7.2%+4.3%+3.4%+4.2%-0.9%-4.3%-6.0%+5.1%+5.5%+1.5%
YoY Change+14.5%+12.3%+13.9%+21.5%+18.5%+23.9%+18.5%+20.5%+11.5%+2.3%-7.1%-6.3%-0.3%+5.8%
Range$2.77B$4.25B
CAGR+10.6%
Avg YoY Growth+10.7%
Median YoY Growth+13.1%
Current Streak3 quarters growth

Frequently Asked Questions

What is Mastercard's accounts receivable?
Mastercard (MA) reported accounts receivable of $4.25B in Q3 2025.
How has Mastercard's accounts receivable changed year-over-year?
Mastercard's accounts receivable increased by 5.8% year-over-year, from $4.01B to $4.25B.
What is the long-term trend for Mastercard's accounts receivable?
Over 4 years (2020 to 2024), Mastercard's accounts receivable has grown at a 9.3% compound annual growth rate (CAGR), from $2.65B to $3.77B.
What does accounts receivable mean?
Money owed to the company by customers who haven't paid their bills yet.

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