Customer Collateral Assets
Current AssetsMastercard Customer Collateral Assets increased by 2.8% to $2.05B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.0%, from $1.87B to $2.05B. Over 2 years (FY 2022 to FY 2024), Customer Collateral Assets shows an upward trend with a 9.3% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ3 2015
Last reportedQ3 2025
How to read this metric
Higher levels indicate increased risk management requirements or growth in transaction volumes requiring collateralization.
Detailed definition
These are assets, often cash or high-quality securities, held by the company as collateral from customers to mitigate cr...
Peer comparison
Common in financial services and payment networks that manage settlement risk.
Metric ID:
customer_collateral_assetsHistorical Data
8 periods
| Q4 '22 | Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|
| Value | $1.57B | $1.85B | $1.77B | $1.87B | $1.87B | $1.90B | $2.00B | $2.05B |
| QoQ Change | — | +17.7% | -4.0% | +5.4% | +0.3% | +1.4% | +5.2% | +2.8% |
| YoY Change | — | +17.7% | — | — | +1.6% | — | +12.8% | +10.0% |
Range$1.57B – $2.05B
CAGR+16.7%
Avg YoY Growth+10.5%
Median YoY Growth+11.4%
Current Streak5 quarters growth
Customer Collateral Assets at Other Companies
Frequently Asked Questions
- What is Mastercard's customer collateral assets?
- Mastercard (MA) reported customer collateral assets of $2.05B in Q3 2025.
- How has Mastercard's customer collateral assets changed year-over-year?
- Mastercard's customer collateral assets increased by 10.0% year-over-year, from $1.87B to $2.05B.
- What is the long-term trend for Mastercard's customer collateral assets?
- Over 2 years (2022 to 2024), Mastercard's customer collateral assets has grown at a 9.3% compound annual growth rate (CAGR), from $1.57B to $1.87B.
- What does customer collateral assets mean?
- Assets held as security from customers to cover potential payment processing risks.