Discontinued — last reported Q4 '25

Non-Current Assets

Policy loans

MetLife Policy loans decreased by 1.1% to $8.46B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.4%, from $8.66B to $8.46B. Over 5 years (FY 2020 to FY 2025), Policy loans shows relatively stable performance with a -2.1% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryCapital Allocation
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025

How to read this metric

Growth in policy loans can indicate customer demand for liquidity, while stability reflects a predictable, low-risk income stream.

Detailed definition

These are loans extended to life insurance policyholders, secured by the cash surrender value of their policies. These l...

Peer comparison

Commonly reported by insurance companies and wealth management firms with insurance-based product offerings.

Metric ID: ins_policy_loans

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$9.26B$9.19B$9.11B$9.04B$8.88B$8.78B$8.87B$8.86B$8.79B$8.73B$8.79B$8.80B$8.69B$8.82B$8.55B$8.66B$8.66B$8.59B$8.55B$8.46B
QoQ Change-0.8%-0.8%-0.8%-1.8%-1.0%+1.0%-0.1%-0.8%-0.7%+0.7%+0.1%-1.2%+1.5%-3.1%+1.4%+0.0%-0.9%-0.5%-1.1%
YoY Change-4.1%-4.4%-2.6%-1.9%-1.0%-0.7%-1.0%-0.7%-1.1%+1.1%-2.8%-1.6%-0.3%-2.6%+0.0%-2.4%
Range$8.46B$9.26B
CAGR-1.9%
Avg YoY Growth-1.6%
Median YoY Growth-1.3%
Current Streak3 quarters decline

Frequently Asked Questions

What is MetLife's policy loans?
MetLife (MET) reported policy loans of $8.46B in Q1 2026.
How has MetLife's policy loans changed year-over-year?
MetLife's policy loans decreased by 2.4% year-over-year, from $8.66B to $8.46B.
What is the long-term trend for MetLife's policy loans?
Over 5 years (2020 to 2025), MetLife's policy loans has grown at a -2.1% compound annual growth rate (CAGR), from $9.49B to $8.55B.
What does policy loans mean?
Loans given to insurance customers that are backed by the value of their own life insurance policies.