MetLife Annuities and Risk Solutions — Weighted-average annual crediting rate remained flat by 0.0% to 4.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 4.1% to 4.1%. Over 3 years (FY 2022 to FY 2025), Annuities and Risk Solutions — Weighted-average annual crediting rate shows an upward trend with a 4.1% CAGR.
A competitive rate is necessary to attract deposits, but it must be balanced against the yield earned on the company's investment portfolio.
This is the average interest rate applied to fixed annuity account balances across the portfolio. It serves as a benchma...
Comparable to 'Average Crediting Rate' or 'Portfolio Yield' for fixed annuity products at peer insurers.
met_segment_annuities_and_risk_solutions_weighted_average_annual_crediting_rate| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.8% | 3.6% | 3.7% | 3.7% | 3.7% | 3.8% | 3.8% | 3.9% | 3.9% | 3.9% | 4% | 4% | 4% | 4.1% | 4.2% | 4.2% | 4.1% | 4.1% |
| QoQ Change | — | -5.3% | +2.8% | +0.0% | +0.0% | +2.7% | +0.0% | +2.6% | +0.0% | +0.0% | +2.6% | +0.0% | +0.0% | +2.5% | +2.4% | +0.0% | -2.4% | +0.0% |
| YoY Change | — | — | — | — | -2.6% | +5.6% | +2.7% | +5.4% | +5.4% | +2.6% | +5.3% | +2.6% | +2.6% | +5.1% | +5.0% | +5.0% | +2.5% | +0.0% |