MetLife Fixed Annuity — Weighted-average annual crediting rate increased by 3.1% to 6.6% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.5%, from 6.2% to 6.6%. Over 3 years (FY 2022 to FY 2025), Fixed Annuity — Weighted-average annual crediting rate shows an upward trend with a 8.7% CAGR.
A higher rate attracts more deposits but compresses margins; a lower rate protects margins but may reduce sales competitiveness.
The average interest rate applied to the fixed annuity portfolio, weighted by the account balance of each policy. This m...
Standard 'Crediting Rate' or 'Portfolio Yield' metric used by all annuity providers.
met_segment_fixed_annuity_weighted_average_annual_crediting_rate| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 5% | 4.8% | 4.8% | 5% | 5% | 5.4% | 5.6% | 5.7% | 5.8% | 6% | 6.2% | 6.1% | 6.2% | 6.2% | 6.3% | 6.3% | 6.4% | 6.6% |
| QoQ Change | — | -4.0% | +0.0% | +4.2% | +0.0% | +8.0% | +3.7% | +1.8% | +1.8% | +3.4% | +3.3% | -1.6% | +1.6% | +0.0% | +1.6% | +0.0% | +1.6% | +3.1% |
| YoY Change | — | — | — | — | +0.0% | +12.5% | +16.7% | +14.0% | +16.0% | +11.1% | +10.7% | +7.0% | +6.9% | +3.3% | +1.6% | +3.3% | +3.2% | +6.5% |