Products & Services · Benefit payments

Long-term Care — Benefit payments

MetLife Long-term Care — Benefit payments decreased by 5.0% to -$250.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.1%, from -$225.00M to -$250.00M. Over 4 years (FY 2021 to FY 2025), Long-term Care — Benefit payments shows a downward trend with a 9.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

An increase may signal higher claim frequency or severity, potentially pressuring margins, while a decrease could indicate favorable claim experience or a shrinking policy base.

Detailed definition

This metric represents the total cash outflows paid to policyholders for long-term care insurance claims during a specif...

Peer comparison

Standard across life and health insurers with long-term care exposure, often compared against reserve adequacy ratios.

Metric ID: met_segment_long_term_care_benefit_payments

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$160.50M-$160.50M-$160.50M-$170.00M-$175.00M-$177.00M-$178.00M-$191.00M-$191.00M-$197.00M-$195.00M-$212.00M-$209.00M-$217.00M-$210.00M-$225.00M-$227.00M-$238.00M-$238.00M-$250.00M
QoQ Change+0.0%+0.0%-5.9%-2.9%-1.1%-0.6%-7.3%+0.0%-3.1%+1.0%-8.7%+1.4%-3.8%+3.2%-7.1%-0.9%-4.8%+0.0%-5.0%
YoY Change-9.0%-10.3%-10.9%-12.4%-9.1%-11.3%-9.6%-11.0%-9.4%-10.2%-7.7%-6.1%-8.6%-9.7%-13.3%-11.1%
Range-$250.00M-$160.50M
CAGR+9.8%
Avg YoY Growth-10.0%
Median YoY Growth-9.9%

Frequently Asked Questions

What is MetLife's long-term care — benefit payments?
MetLife (MET) reported long-term care — benefit payments of -$250.00M in Q1 2026.
How has MetLife's long-term care — benefit payments changed year-over-year?
MetLife's long-term care — benefit payments decreased by 11.1% year-over-year, from -$225.00M to -$250.00M.
What is the long-term trend for MetLife's long-term care — benefit payments?
Over 4 years (2021 to 2025), MetLife's long-term care — benefit payments has grown at a 9.6% compound annual growth rate (CAGR), from -$642.00M to -$928.00M.
What does long-term care — benefit payments mean?
The total amount of money paid out to cover long-term care insurance claims.