Operating

Provision/(reversal of provision) for credit losses on residential whole loans and other assets

MFA Financial Provision/(reversal of provision) for credit losses on residential whole loans and other assets decreased by 187.3% to -$241.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 266.2%, from $145.00K to -$241.00K. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 5, 2026

How to read this metric

Increasing provisions signal management's expectation of higher future credit losses or economic stress.

Detailed definition

This is an expense or reversal recorded to adjust the allowance for credit losses based on the company's estimate of fut...

Peer comparison

Standard accounting practice for all lenders; peers adjust this based on macroeconomic forecasts and portfolio performance.

Metric ID: operating_provision_for_credit_and_valuation_losses_on_r_1c2231

Historical Data

15 periods
 Q2 '21Q3 '21Q4 '21Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value-$12.09M-$12.09M-$12.09M$238.00K-$4.00K$294.00K$1.07M-$8.21M$649.00K-$1.05M-$1.94M$145.00K$791.00K$276.00K-$241.00K
QoQ Change+0.0%+0.0%+102.0%-101.7%>999%+265.0%-865.0%+107.9%-262.2%-84.4%+107.5%+445.5%-65.1%-187.3%
YoY Change+102.0%+350.8%>999%-458.2%-281.0%-77.7%+175.1%+114.2%-266.2%
Range-$12.09M$1.07M
CAGR-67.3%
Avg YoY Growth>999%
Median YoY Growth+102.0%
Current Streak2 quarters decline

Frequently Asked Questions

What is MFA Financial's provision/(reversal of provision) for credit losses on residential whole loans and other assets?
MFA Financial (MFA) reported provision/(reversal of provision) for credit losses on residential whole loans and other assets of -$241.00K in Q1 2026.
How has MFA Financial's provision/(reversal of provision) for credit losses on residential whole loans and other assets changed year-over-year?
MFA Financial's provision/(reversal of provision) for credit losses on residential whole loans and other assets decreased by 266.2% year-over-year, from $145.00K to -$241.00K.
What does provision/(reversal of provision) for credit losses on residential whole loans and other assets mean?
The estimated cost of future loan defaults and credit losses.