Other

(Reversal) Provision For Credit Losses on Residential Whole Loans

MFA Financial (Reversal) Provision For Credit Losses on Residential Whole Loans decreased by 187.7% to -$242.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 266.9%, from $145.00K to -$242.00K. Over 2 years (FY 2021 to FY 2023), (Reversal) Provision For Credit Losses on Residential Whole Loans shows an upward trend with a -55.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryRisk
SignalHigher is better
VolatilityVolatile
First reportedQ1 2020
Last reportedQ1 2026May 5, 2026

How to read this metric

A reversal (positive impact) suggests improved credit quality or a more optimistic economic outlook.

Detailed definition

An accounting adjustment reflecting changes in the expected credit losses for the residential whole loan portfolio. A re...

Peer comparison

Standard for lenders under CECL or similar accounting standards.

Metric ID: other_reversal_provision_for_credit_losses_on_residentia_ef7f55

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value-$8.87M-$9.71M-$3.54M-$3.51M$1.82M$588.00K-$1.54M-$13.00K$294.00K-$1.26M-$7.88M-$460.00K-$1.08M-$1.94M$145.00K$791.00K$276.00K-$242.00K
QoQ Change-9.5%+63.6%+0.7%+151.8%-67.6%-361.9%+99.2%>999%-527.9%-526.1%+94.2%-134.6%-80.0%+107.5%+445.5%-65.1%-187.7%
YoY Change+120.5%+106.1%+56.5%+99.6%-83.8%-313.9%-411.4%<-999%-467.0%-54.4%+131.5%+173.3%+114.2%-266.9%
Range-$9.71M$1.82M
CAGR-57.1%
Avg YoY Growth-302.4%
Median YoY Growth+1.0%
Current Streak2 quarters decline

Business Segments

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Mortgage-Related Assets-$1.08M-$1.94M$145.00K$791.00K$276.00K-$242.00K
Lima One$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Total-$1.08M-$1.94M$145.00K$791.00K$276.00K-$242.00K

Corporate was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is MFA Financial's (reversal) provision for credit losses on residential whole loans?
MFA Financial (MFA) reported (reversal) provision for credit losses on residential whole loans of -$242.00K in Q1 2026.
How has MFA Financial's (reversal) provision for credit losses on residential whole loans changed year-over-year?
MFA Financial's (reversal) provision for credit losses on residential whole loans decreased by 266.9% year-over-year, from $145.00K to -$242.00K.
What is the long-term trend for MFA Financial's (reversal) provision for credit losses on residential whole loans?
Over 2 years (2021 to 2023), MFA Financial's (reversal) provision for credit losses on residential whole loans has grown at a -55.6% compound annual growth rate (CAGR), from -$44.86M to -$8.85M.
What does (reversal) provision for credit losses on residential whole loans mean?
An adjustment to earnings based on changes in expected loan losses.