Discontinued — last reported Q1 '25
Provision for Credit Losses
NRG Energy Provision for Credit Losses decreased by 16.9% to $59.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.4%, from $56.00M to $59.00M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows a downward trend with a -27.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $40.00M | $64.00M | $0.00 | $25.00M | $26.00M | $52.00M | $35.00M | $45.00M | $85.00M | $86.00M | $75.00M | $58.00M | $95.00M | $86.00M | $56.00M | $57.00M | $88.00M | $71.00M | $59.00M |
| QoQ Change | — | +60.0% | -100.0% | — | +4.0% | +100.0% | -32.7% | +28.6% | +88.9% | +1.2% | -12.8% | -22.7% | +63.8% | -9.5% | -34.9% | +1.8% | +54.4% | -19.3% | -16.9% |
| YoY Change | — | — | — | — | -35.0% | -18.8% | +40.0% | +73.1% | +63.5% | — | +114.3% | +28.9% | +11.8% | +0.0% | -25.3% | -1.7% | -7.4% | -17.4% | +5.4% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is NRG Energy's provision for credit losses?
- NRG Energy (NRG) reported provision for credit losses of $59.00M in Q1 2026.
- How has NRG Energy's provision for credit losses changed year-over-year?
- NRG Energy's provision for credit losses increased by 5.4% year-over-year, from $56.00M to $59.00M.
- What is the long-term trend for NRG Energy's provision for credit losses?
- Over 3 years (2021 to 2025), NRG Energy's provision for credit losses has grown at a -27.5% compound annual growth rate (CAGR), from $715.00M to $272.00M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.