Operating

Provision for Credit Losses

Northern Trust Provision for Credit Losses increased by 62.5% to -$3.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 400.0%, from $1.00M to -$3.00M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a -44.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2018
Last reportedQ1 2026

How to read this metric

An increase suggests higher perceived credit risk or growth in the loan portfolio, while a decrease suggests improving credit quality.

Detailed definition

This represents the provision for credit losses, which is the expense recognized to maintain an adequate allowance for p...

Peer comparison

Standard for all lending institutions; peers report this as a key indicator of asset quality and risk management.

Metric ID: operating_credit_loss_expense_reversal_and_available_for_ebbabc

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$27.00M-$13.00M-$11.50M$2.00M$4.50M$500.00K$5.00M$15.00M-$15.50M$14.00M$11.00M-$8.50M$8.00M$8.00M-$10.50M$1.00M$16.50M-$17.00M-$8.00M-$3.00M
QoQ Change+51.9%+11.5%+117.4%+125.0%-88.9%+900.0%+200.0%-203.3%+190.3%-21.4%-177.3%+194.1%+0.0%-231.3%+109.5%>999%-203.0%+52.9%+62.5%
YoY Change+116.7%+103.8%+143.5%+650.0%-444.4%>999%+120.0%-156.7%+151.6%-42.9%-195.5%+111.8%+106.3%-312.5%+23.8%-400.0%
Range-$27.00M$16.50M
CAGR-37.0%
Avg YoY Growth+167.2%
Median YoY Growth+105.0%
Current Streak2 quarters growth

Business Segments

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Asset Servicing Segment$4.50M-$600.00K-$2.70M$2.10M$3.90M-$6.10M-$3.10M-$2.30M
Wealth Management Segment$5.00M$12.40M-$900.00K$11.20M-$12.30M-$5.50M$1.60M
Total$8.00M$8.00M-$10.50M$1.00M$16.50M-$17.00M-$8.00M-$3.00M

ASSET SERVICING was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is Northern Trust's provision for credit losses?
Northern Trust (NTRS) reported provision for credit losses of -$3.00M in Q1 2026.
How has Northern Trust's provision for credit losses changed year-over-year?
Northern Trust's provision for credit losses decreased by 400.0% year-over-year, from $1.00M to -$3.00M.
What is the long-term trend for Northern Trust's provision for credit losses?
Over 4 years (2021 to 2025), Northern Trust's provision for credit losses has grown at a -44.9% compound annual growth rate (CAGR), from -$81.50M to -$7.50M.
What does provision for credit losses mean?
The estimated expense for potential loan defaults and credit losses.