Operating Expenses
Provision for Credit Losses
Paccar Provision for Credit Losses increased by 8.9% to $44.10M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 141.0%, from $18.30M to $44.10M. Over 2 years (FY 2023 to FY 2025), Provision for Credit Losses shows an upward trend with a 99.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026Apr 29, 2026
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
Detailed definition
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Peer comparison
Standard for all lenders and credit card issuers.
Metric ID:
provision_for_credit_lossesHistorical Data
16 periods
| Q1 '22 | Q2 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $200.00K | $4.40M | $1.70M | $3.10M | $4.80M | $6.20M | $17.20M | $16.10M | $11.70M | $22.40M | $25.40M | $18.30M | $29.20M | $36.50M | $40.50M | $44.10M |
| QoQ Change | — | >999% | -61.4% | +82.4% | +54.8% | +29.2% | +177.4% | -6.4% | -27.3% | +91.5% | +13.4% | -28.0% | +59.6% | +25.0% | +11.0% | +8.9% |
| YoY Change | — | — | — | >999% | +9.1% | — | +911.8% | +419.4% | +143.8% | +261.3% | +47.7% | +13.7% | +149.6% | +62.9% | +59.4% | +141.0% |
Range$200.00K – $44.10M
CAGR+321.6%
Avg YoY Growth+305.8%
Median YoY Growth+142.4%
Current Streak4 quarters growth
Product Breakdown
| Segment | Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 |
|---|---|---|---|---|---|
| Financial Services | $17.20M | $11.70M | $22.40M | $25.40M | $18.30M |
| Total | $17.20M | $11.70M | $22.40M | $25.40M | $18.30M |
Business Segments
| Segment | Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 |
|---|---|---|---|---|---|
| Financial Services | $48.10M | -$44.50M | -$22.40M | $126.40M | $18.30M |
| Total | $17.20M | $11.70M | $22.40M | $25.40M | $18.30M |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Paccar's provision for credit losses?
- Paccar (PCAR) reported provision for credit losses of $44.10M in Q1 2026.
- How has Paccar's provision for credit losses changed year-over-year?
- Paccar's provision for credit losses increased by 141.0% year-over-year, from $18.30M to $44.10M.
- What is the long-term trend for Paccar's provision for credit losses?
- Over 2 years (2023 to 2025), Paccar's provision for credit losses has grown at a 99.4% compound annual growth rate (CAGR), from $31.30M to $124.50M.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from unpaid loans.