Non-Current Liabilities

Separate account liabilities

Principal Financial Group Separate account liabilities decreased by 4.0% to $185.79B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.5%, from $171.27B to $185.79B. Over 5 years (FY 2020 to FY 2025), Separate account liabilities shows an upward trend with a 1.9% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026

How to read this metric

Changes reflect the performance of underlying assets in separate accounts and the volume of policyholder participation.

Detailed definition

These are liabilities that correspond directly to assets held in separate accounts for the benefit of specific policyhol...

Peer comparison

Common in life and annuity insurance companies; peers with similar product mixes will show comparable balances.

Metric ID: ins_separate_account_liabilities

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$182.82B$177.85B$182.35B$173.52B$153.82B$146.57B$155.38B$162.00B$164.21B$155.48B$167.61B$171.79B$171.40B$180.65B$173.33B$171.27B$180.73B$189.25B$193.62B$185.79B
QoQ Change-2.7%+2.5%-4.8%-11.4%-4.7%+6.0%+4.3%+1.4%-5.3%+7.8%+2.5%-0.2%+5.4%-4.1%-1.2%+5.5%+4.7%+2.3%-4.0%
YoY Change-15.9%-17.6%-14.8%-6.6%+6.8%+6.1%+7.9%+6.0%+4.4%+16.2%+3.4%-0.3%+5.4%+4.8%+11.7%+8.5%
Range$146.57B$193.62B
CAGR+0.3%
Avg YoY Growth+1.6%
Median YoY Growth+5.1%

Product Breakdown

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Universal Life$6.50B$6.81B$6.81B$6.71B$7.34B$7.67B$7.81B$7.55B
Variable Annuity$9.04B$8.98B$8.33B$7.76B$7.71B$7.68B$7.36B$6.87B
Other Longduration Insurance Product Line$280.10M$298.20M$280.20M$283.50M$299.50M$309.30M$325.00M$308.20M
Total$171.40B$180.65B$173.33B$171.27B$180.73B$189.25B$193.62B$185.79B

Business Segments

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Segment Retirement And Income Solutions$131.77B$136.65B$133.44B$129.61B$136.14B$142.97B$144.04B$137.83B
Segment Principal Asset Management$32.85B$36.90B$32.80B
Total$171.40B$180.65B$173.33B$171.27B$180.73B$189.25B$193.62B$185.79B

Segment Principal Asset Management was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is Principal Financial Group's separate account liabilities?
Principal Financial Group (PFG) reported separate account liabilities of $185.79B in Q1 2026.
How has Principal Financial Group's separate account liabilities changed year-over-year?
Principal Financial Group's separate account liabilities increased by 8.5% year-over-year, from $171.27B to $185.79B.
What is the long-term trend for Principal Financial Group's separate account liabilities?
Over 5 years (2020 to 2025), Principal Financial Group's separate account liabilities has grown at a 1.9% compound annual growth rate (CAGR), from $175.95B to $193.62B.
What does separate account liabilities mean?
Liabilities that are matched by specific assets held for policyholders, where the policyholder bears the investment risk.