Products & Services · Policyholder Account Balance Reinsurance Impact
Universal Life — Policyholder Account Balance Reinsurance Impact
Principal Financial Group Universal Life — Policyholder Account Balance Reinsurance Impact decreased by 1.4% to $3.00B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.8%, from $3.19B to $3.00B. Over 2 years (FY 2023 to FY 2025), Universal Life — Policyholder Account Balance Reinsurance Impact shows relatively stable performance with a -4.9% CAGR.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026
How to read this metric
An increase in ceded balances suggests a strategy to reduce net risk exposure, while a decrease indicates retention of more risk.
Detailed definition
The net effect of reinsurance agreements on the policyholder account balance, representing the portion of liabilities ce...
Peer comparison
Standard in insurance disclosures as 'Reinsurance Ceded' or 'Net of Reinsurance' adjustments.
Metric ID:
pfg_segment_universal_life_policyholder_account_balance_reinsurance_impactHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.53B | $3.50B | $3.46B | $3.43B | $3.40B | $3.36B | $3.31B | $3.27B | $3.23B | $3.19B | $3.13B | $3.09B | $3.05B | $3.00B |
| QoQ Change | — | -0.9% | -1.2% | -0.8% | -0.9% | -1.1% | -1.4% | -1.2% | -1.2% | -1.4% | -1.7% | -1.4% | -1.4% | -1.4% |
| YoY Change | — | — | — | — | -3.7% | -4.0% | -4.2% | -4.5% | -4.8% | -5.1% | -5.4% | -5.6% | -5.8% | -5.8% |
Range$3.00B – $3.53B
CAGR-4.8%
Avg YoY Growth-4.9%
Median YoY Growth-4.9%
Current Streak13+ quarters decline
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Frequently Asked Questions
- What is Principal Financial Group's universal life — policyholder account balance reinsurance impact?
- Principal Financial Group (PFG) reported universal life — policyholder account balance reinsurance impact of $3.00B in Q1 2026.
- How has Principal Financial Group's universal life — policyholder account balance reinsurance impact changed year-over-year?
- Principal Financial Group's universal life — policyholder account balance reinsurance impact decreased by 5.8% year-over-year, from $3.19B to $3.00B.
- What is the long-term trend for Principal Financial Group's universal life — policyholder account balance reinsurance impact?
- Over 2 years (2023 to 2025), Principal Financial Group's universal life — policyholder account balance reinsurance impact has grown at a -4.9% compound annual growth rate (CAGR), from $13.78B to $12.46B.
- What does universal life — policyholder account balance reinsurance impact mean?
- Impact of reinsurance on the total policyholder account balance.