Business Segments · Weighted-average interest rate
Financial Services — Weighted-average interest rate
Pultegroup Financial Services — Weighted-average interest rate decreased by 1.5% to 5.4% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.3%, from 6.1% to 5.4%. Over 2 years (FY 2023 to FY 2025), Financial Services — Weighted-average interest rate shows a downward trend with a -6.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityVolatile
First reportedQ4 2014
Last reportedQ1 2026
How to read this metric
An increase indicates rising borrowing costs, which can compress net interest margins if not passed on to customers.
Detailed definition
This is the average interest rate paid by the financial services segment on its outstanding debt obligations. It reflect...
Peer comparison
Benchmark against market interest rate trends and peer mortgage lending costs.
Metric ID:
phm_segment_financial_services_weighted_average_interest_rateHistorical Data
15 periods
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.4% | 5.4% | 6.2% | 6.7% | 7% | 7.2% | 7.1% | 7.1% | 6.7% | 6.1% | 6.1% | 6.1% | 5.9% | 5.5% | 5.4% |
| QoQ Change | — | +127.4% | +14.7% | +8.1% | +4.9% | +2.0% | -0.3% | +0.1% | -6.9% | -7.8% | -0.2% | +0.0% | -3.1% | -7.1% | -1.5% |
| YoY Change | — | +127.4% | — | — | — | +32.7% | +15.4% | +6.9% | -5.1% | -14.3% | -14.2% | -14.3% | -10.8% | -10.1% | -11.3% |
Range2.4% – 7.2%
CAGR+26.7%
Avg YoY Growth+9.3%
Median YoY Growth-10.1%
Current Streak3 quarters decline
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Frequently Asked Questions
- What is Pultegroup's financial services — weighted-average interest rate?
- Pultegroup (PHM) reported financial services — weighted-average interest rate of 5.4% in Q1 2026.
- How has Pultegroup's financial services — weighted-average interest rate changed year-over-year?
- Pultegroup's financial services — weighted-average interest rate decreased by 11.3% year-over-year, from 6.1% to 5.4%.
- What is the long-term trend for Pultegroup's financial services — weighted-average interest rate?
- Over 2 years (2023 to 2025), Pultegroup's financial services — weighted-average interest rate has grown at a -6.4% compound annual growth rate (CAGR), from 27.0% to 23.7%.
- What does financial services — weighted-average interest rate mean?
- The average interest rate the financial services unit pays on its borrowed money.