Loan-related expense
PennyMac Mortgage Investment Trust Loan-related expense increased by 61.4% to $213.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 69.0%, from $686.00K to $213.00K. Over 4 years (FY 2021 to FY 2025), Loan-related expense shows a downward trend with a -47.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher costs may reflect increased loan volume or higher acquisition complexity, while lower costs suggest operational efficiency in the origination pipeline.
Detailed definition
Costs directly associated with the origination, underwriting, and processing of mortgage loans. These expenses are incur...
Peer comparison
Varies significantly based on the company's business model (e.g., direct lender vs. aggregator).
other_loan_processing_feeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.99M | $6.59M | $4.90M | $2.84M | $2.78M | $2.43M | $3.98M | $2.18M | $897.00K | $710.00K | $817.00K | $473.00K | $533.00K | $1.41M | $914.00K | $686.00K | $666.00K | $794.00K | $132.00K | $213.00K |
| QoQ Change | — | -17.4% | -25.6% | -42.0% | -2.1% | -12.7% | +63.9% | -45.3% | -58.8% | -20.8% | +15.1% | -42.1% | +12.7% | +164.2% | -35.1% | -24.9% | -2.9% | +19.2% | -83.4% | +61.4% |
| YoY Change | — | — | — | — | -65.2% | -63.1% | -18.8% | -23.4% | -67.8% | -70.8% | -79.5% | -78.3% | -40.6% | +98.3% | +11.9% | +45.0% | +25.0% | -43.6% | -85.6% | -69.0% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Aggregation And Securitization | — | — | — | — | — | — | — | $213.00K |
| Correspondent Production | $533.00K | $1.41M | $914.00K | $686.00K | $666.00K | $794.00K | $132.00K | — |
| Credit Sensitive Strategies | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Interest Rate Sensitive Strategies | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | $533.00K | $1.41M | $914.00K | $686.00K | $666.00K | $794.00K | $132.00K | $213.00K |
Correspondent Production was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Loan-related expense at Other Companies
Frequently Asked Questions
- What is PennyMac Mortgage Investment Trust's loan-related expense?
- PennyMac Mortgage Investment Trust (PMT) reported loan-related expense of $213.00K in Q1 2026.
- How has PennyMac Mortgage Investment Trust's loan-related expense changed year-over-year?
- PennyMac Mortgage Investment Trust's loan-related expense decreased by 69.0% year-over-year, from $686.00K to $213.00K.
- What is the long-term trend for PennyMac Mortgage Investment Trust's loan-related expense?
- Over 4 years (2021 to 2025), PennyMac Mortgage Investment Trust's loan-related expense has grown at a -47.0% compound annual growth rate (CAGR), from $28.79M to $2.28M.
- What does loan-related expense mean?
- The expenses incurred to originate and process new mortgage loans.