PNC Financial Services Interest-Bearing Deposits in Banks and Other Financial Institutions decreased by 1.1% to $32.94B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 16.3%, from $39.35B to $32.94B. Over 5 years (FY 2020 to FY 2025), Interest-Bearing Deposits in Banks and Other Financial Institutions shows a downward trend with a -17.3% CAGR.
An increase reflects a conservative liquidity management strategy, while a decrease suggests the bank is shifting capital toward higher-risk loan growth.
Funds deposited by the bank into other financial institutions that earn interest and are classified as non-current asset...
Common among diversified banks; peers with higher loan-to-deposit ratios typically hold less in these interest-bearing deposits.
non_current_assets_interest_bearing_deposits_in_banks| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $72.45B | $75.48B | $74.25B | $48.78B | $28.40B | $40.28B | $27.32B | $33.87B | $38.26B | $41.48B | $43.80B | $53.61B | $33.04B | $35.02B | $39.35B | $32.30B | $24.46B | $33.32B | $32.94B |
| QoQ Change | — | +4.2% | -1.6% | -34.3% | -41.8% | +41.8% | -32.2% | +24.0% | +13.0% | +8.4% | +5.6% | +22.4% | -38.4% | +6.0% | +12.3% | -17.9% | -24.3% | +36.2% | -1.1% |
| YoY Change | — | — | — | — | -60.8% | -46.6% | -63.2% | -30.6% | +34.7% | +3.0% | +60.3% | +58.3% | -13.6% | -15.6% | -10.2% | -39.8% | -26.0% | -4.9% | -16.3% |