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PNC Financial Services Balance Sheet Statement

Assets, liabilities, and shareholders' equity

PNC Financial Services holds $603.03B in total assets. Shareholders' equity is $63.6B against $66.7B in total debt. Cash and equivalents total $31.7B. Based on the Q1 2026 filing.

Total Assets$603.03BTotal Stockholders Equity$63.6BLong Term Debt$66.7BCash And Equivalents$31.7B
Latest FilingQ1 2026
Report Date2026-05-05
Market Cap$88.0B
P/E Ratio12.11
ROE12.11%

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accumulated Depreciation on Operating Lease Assets (Lessor)$200.0M———$200.0M—
Available-for-Sale Debt Securities - Amortized Cost (1-5 Years)—$15.2B$16.0B$17.7B—$24.7B
Available-for-Sale Debt Securities - Amortized Cost (6-10 Years)—$15.6B$16.1B$16.3B—$7.2B
Allowance for credit losses$4.5B$4.5B$4.5B$4.5B$4.4B$4.7B
Gross loans$316.5B$318.9B$326.3B$326.6B$331.5B$360.9B
Deferred Tax Assets and Other Non-Current Assets$340.0M———$238.0M—
Deferred Tax Assets - Loan Loss Reserves$1.1B———$1.1B—
Federal Reserve and FHLB Stock$39.0B———$32.0B—
Held-to-maturity securities$77.7B$74.5B$75.2B$73.2B$70.1B$72.0B
Goodwill$10.9B$10.9B$10.9B$11.0B$11.0B$13.3B
Goodwill and Intangible Assets, Net$249.0M———$246.0M—
Held-to-Maturity Debt Securities - Fair Value$40.5B$70.9B$71.9B$70.7B$43.6B$69.5B
Lease Receivable Payments - 2026 (Lessor)$798.0M———$826.0M—
Lease Receivable Payments - 2027 (Lessor)$1.3B———$1.2B—
Lease Receivable Payments - 2028 (Lessor)$798.0M———$826.0M—
Lease Receivable Payments - 2029 (Lessor)$524.0M———$733.0M—
Lease Receivable Payments - Thereafter (Lessor)$753.0M———$516.0M—
Net Investment in Lease$6.2B———$6.6B—
Cash and Due from Banks$6.9B$6.1B$5.9B$5.6B$6.8B$5.6B
Equity investments$9.6B$9.4B$9.8B$10.0B$10.8B$10.5B
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4$312.0B$314.3B$321.8B$322.1B$327.1B$356.3B
Interest-Bearing Deposits in Banks and Other Financial Institutions$39.3B$32.3B$24.5B$33.3B$32.9B$26.1B
Other Assets$37.0B$39.1B$38.6B$40.6B$41.2B$43.0B
Property, plant and equipment at cost$19.4B———$20.0B—
Fair value of servicing rights$3.7B$3.6B$3.5B$3.6B$3.7B$3.8B
Operating Lease Income - 2026 (Lessor)$12.0M———$8.0M—
Operating Lease Income - 2027 (Lessor)$25.0M———$16.0M—
Operating Lease Income - 2028 (Lessor)$15.0M———$12.0M—
Operating Lease Income - 2029 (Lessor)$12.0M———$8.0M—
Operating Lease Income - Thereafter (Lessor)$10.0M———$3.0M—
Pledged Assets - Fair Value$1.2B$1.7B$1.4B$2.0B$759.0M$1.2B
Accumulated depreciation$10.7B———$11.1B—
Property and equipment, net$8.7B———$8.9B—
Total assets$560.0B$554.7B$559.1B$568.8B$573.6B$603.0B

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$18.7B$18.7B$18.8B$18.9B$18.9B$21.9B
Accumulated other comprehensive income (loss)-$6.6B-$5.2B-$4.7B-$4.1B-$3.4B-$3.8B
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively$2.7B$2.7B$2.7B$2.7B$2.7B$2.8B
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding$0.0$0.0$0.0$0.0$0.0$0.0
Investments - Gross Unrealized Losses$49.6B$35.6B$45.6B$38.4B$22.7B$38.5B
Retained earnings$59.3B$60.1B$61.0B$62.0B$63.3B$64.3B
Total liabilities and stockholders' equity$560.0B$554.7B$559.1B$568.8B$573.6B$603.0B
Total stockholders' equity$54.4B$56.4B$57.6B$59.0B$60.6B$63.6B
Treasury stock$19.7B$19.9B$20.2B$20.5B$20.9B$21.6B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)$873.0M$672.0M$1.1B$539.0M$531.0M$1.3B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)$25.1B$24.8B$31.6B$30.9B$22.1B$21.3B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$24.5B$10.8B$14.0B$7.6B$644.0M$17.2B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value$25.1B$24.8B$31.6B$30.9B$22.1B$21.3B
AFS and Trading Securities - Unrealized Loss Position Fair Value$49.6B$35.6B$45.6B$38.4B$22.7B$38.5B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$24.5B$10.8B$14.0B$7.6B$644.0M$17.2B
Cash and cash equivalents$45.3B$37.4B$29.4B$38.9B$39.7B$31.7B
Derivative Assets - Fair Value$3.0B$3.1B$3.1B$2.8B$2.7B$3.1B
Derivative assets$816.0M$1.1B$1.1B$1.0B$1.0B$1.1B
Interest Receivable - Loans$1.3B$1.3B$1.3B$1.4B$1.3B$1.4B
Lease Receivable Payments - 2022 (Lessor)$1.6B———$1.7B—
Lease Receivable Payments - 2023 (Lessor)$1.3B———$1.2B—
Lease Receivable Payments - 2024 (Lessor)$798.0M———$826.0M—
Lease Receivable Payments - 2025 (Lessor)$524.0M———$733.0M—
Lease Receivable Payments - Due After Year Five$753.0M———$516.0M—
Lease Receivable Payments - Remainder of Fiscal Year$1.6B———$1.7B—
Total Lease Receivable Payments$6.2B———$6.6B—
Lease Receivable Payments - Due Year Two$1.3B———$1.7B—
Lease Receivable Payments - Due Year Three$1.3B———$1.2B—
Lease Receivable Payments - Due Year Four$798.0M———$826.0M—
Lease Receivable Payments - Due Year Five$524.0M———$733.0M—
Loans held for sale$850.0M$1.2B$1.8B$1.1B$1.9B$1.3B
Operating Lease Income - 2022 (Lessor)$30.0M———$28.0M—
Operating Lease Income - 2025 (Lessor)$15.0M———$12.0M—
Operating Lease Receivables (Current)$122.0M———$92.0M—
Restricted cash$968.0M$992.0M$992.0M$843.0M$954.0M$965.0M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Aggregate Notional Principal Outstanding$702.0B$712.7B$701.5B$739.2B$714.0B$735.9B
Nonperforming Loans and Leases Percentage$600.0M$600.0M$600.0M$600.0M$600.0M$700.0M
Loans 90+ Days Past Due Percentage100.0%100.0%100.0%100.0%100.0%100.0%
Aggregate Fair Value of Additional Collateral Required$2.8B$2.1B$1.7B$1.5B$1.5B$1.6B
Additional Collateral Required - One Notch Downgrade$2.8B$2.1B$1.7B$1.5B$1.5B$1.6B
Defined Benefit Plan Weighted Average Asset Allocation1———1—
Gross Assets/Liabilities$3.2B$2.4B$2.1B$1.7B$1.7B$1.8B
Operating Lease Income - 2023 (Lessor)$25.0M———$16.0M—
Operating Lease Income - 2024 (Lessor)$25.0M———$16.0M—
Allocations for bad debt deductions of former thrift subsidiaries included in retained earnings$100.0M———$100.0M—
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax$3.7B$3.1B$3.0B$2.7B$2.4B$2.5B
Gross Unrealized Gains$243.0M$372.0M$417.0M$541.0M$621.0M$456.0M
1&#160;Year&#160;or&#160;Less—$670.0M$1.0B$534.0M—$1.3B
After 5 Years through&#160;10&#160;Years—$15.4B$15.9B$16.1B—$7.1B
After 10 Years—$34.6B$36.6B$35.9B—$40.0B
After 10 Years—$32.1B$34.2B$33.9B—$38.1B
After&#160;1&#160;Year through&#160;5&#160;Years—$15.1B$16.0B$17.7B—$24.7B
Carrying value of FHLB and FRB stock$2.1B———$1.7B—
Cash and securities held to collateralize net derivative assets$2.4B$2.1B$1.6B$1.7B$1.6B$2.0B
Cash and securities pledged to collateralize net derivative liabilities$2.3B$2.4B$1.9B$1.7B$1.6B$2.1B
Collateral already posted, aggregate fair value$1.1B$1.1B$1.0B$900.0M$800.0M$800.0M
Common stock, capital shares reserved for future issuance78M———77M—
Common stock, par value (in dollars per share)$5.00$5.00$5.00$5.00$5.00$5.00
Common stock, shares authorized (in shares)800M800M800M800M800M800M
Common stock, shares issued (in shares)543.3M543.3M543.4M543.4M543.5M557.2M
Accrued interest available-for-sale debt securities$328.0M$259.0M$325.0M$282.0M$348.0M$266.0M
Available-for-sale securities, allowance for credit loss$86.0M$63.0M$63.0M$62.0M$61.0M$61.0M
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss$65.5B$66.0B$69.8B$70.4B$69.9B$73.2B
Allowances for investment securities and other financial assets$114.0M$91.0M$88.0M$101.0M$99.0M$103.0M
Investment securities, allowance for credit loss$91.0M$68.0M$68.0M$67.0M$66.0M$66.0M
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss$3.5B$3.0B$3.0B$2.6B$2.4B$2.5B
Less than 12 months$24.5B$10.8B$14.0B$7.6B$644.0M$17.2B
12 months or more$25.1B$24.8B$31.6B$30.9B$22.1B$21.3B
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss$147.0M$26.0M$50.0M$19.0M$5.0M$62.0M
Estimated Fair Value$62.0B$63.3B$67.1B$68.3B$68.1B$71.1B
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss$3.7B$3.1B$3.0B$2.7B$2.4B$2.5B
Debt Securities, Available-for-Sale, Unrealized Loss Position$49.6B$35.6B$45.6B$38.4B$22.7B$38.5B
Accrued Interest, held-to-maturity$242.0M$204.0M$235.0M$207.0M$219.0M$212.0M
Debt securities, held-to-maturity, allowance for credit loss (less than)$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M
After 5 Years through&#160;10&#160;Years—$3.7B$3.7B$3.7B—$4.8B
After 10 Years—$43.1B$45.7B$45.7B—$45.5B
After&#160;1&#160;Year through&#160;5&#160;Years—$18.2B$17.6B$12.9B—$13.9B
1&#160;Year&#160;or&#160;Less—$9.5B$8.2B$11.0B—$7.8B
Debt Securities, Held-to-Maturity, Derivative, Cumulative Loss$275.0M$271.0M$265.0M$255.0M$229.0M$225.0M
Deferred Tax Liabilities, Gross$2.9B———$2.7B—
Net unrealized losses on securities and financial instruments$2.1B———$1.1B—
Deferred Tax Assets, Gross$4.7B———$3.5B—
Deferred Tax Assets, Net$1.8B———$814.0M—
Deferred Tax Assets, Net of Valuation Allowance$4.7B———$3.5B—
Lease obligations$475.0M———$494.0M—
Compensation and benefits$312.0M———$312.0M—
Allowance for unfunded lending related commitments$177.0M———$201.0M—
Accrued expenses$188.0M———$65.0M—
Deferred Tax Assets, Valuation Allowance$23.0M———$24.0M—
Fixed assets$397.0M———$324.0M—
Mortgage servicing rights$434.0M———$424.0M—
Deferred Tax Liabilities, Other$472.0M———$455.0M—
Right of use assets$412.0M———$434.0M—
Assumed health care cost trend rate Initial trend6.5%———7.0%—
Salary scale, pension benefit obligation4.3%———4.3%—
Expected long-term return on plan assets for next fiscal year$0.1———$0.1—
Assumed health care cost trend rate Ultimate trend4.5%———4.5%—
Derivative Asset, Subject to Master Netting Arrangement, Collateral, Obligation to Return Cash, Offset Against Derivative Asset$897.0M$504.0M$360.0M$485.0M$494.0M$505.0M
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset$1.3B$1.5B$1.6B$1.3B$1.2B$1.4B
Derivative Asset Setoff Right Amount$1.3B$1.5B$1.6B$1.3B$1.2B$1.4B
Securities Collateral&#160;Held&#160;/Pledged&#160;Under Master&#160;Netting Agreements$45.0M$47.0M$72.0M$79.0M$76.0M$41.0M
Securities Collateral&#160;Held&#160;/Pledged&#160;Under Master&#160;Netting Agreements$57.0M$44.0M$38.0M$30.0M$29.0M$34.0M
Derivative, gross, assets$3.0B$3.1B$3.1B$2.8B$2.7B$3.1B
Derivative Asset, Including Not Subject to Master Netting Arrangement, after Offset and Deduction$771.0M$1.1B$1.1B$958.0M$944.0M$1.1B
Derivatives, gross, liabilities$5.5B$4.7B$4.5B$3.8B$3.6B$4.0B
Derivative Liability, Including Not Subject to Master Netting Arrangement, after Offset and Deduction$3.1B$2.3B$2.0B$1.7B$1.7B$1.8B
Derivative Liability$3.2B$2.4B$2.1B$1.7B$1.7B$1.8B
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Offset$1.0B$897.0M$859.0M$752.0M$743.0M$747.0M
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset$1.3B$1.5B$1.6B$1.3B$1.2B$1.4B
Derivative Liability Setoff Right Amount 1$1.3B$1.5B$1.6B$1.3B$1.2B$1.4B
Derivative, Net Liability Position, Aggregate Fair Value$3.9B$3.2B$2.7B$2.4B$2.3B$2.4B
Notional$702.0B$712.7B$701.5B$739.2B$714.0B$735.9B
Fair Value of Securities Received as Collateral that Can be Resold or Repledged$1.2B$1.7B$1.4B$2.0B$759.0M$1.2B
Allowance for credit loss and off-balance sheet liability$5.2B$5.2B$5.3B$5.3B$5.2B$5.5B
Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans$1.0B$900.0M$1.0B$1.0B$1.1B$1.7B
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss$4.7B$3.7B$3.5B$2.9B$2.5B$2.8B
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain$78.0M$145.0M$199.0M$333.0M$403.0M$255.0M
1&#160;Year&#160;or&#160;Less—$9.4B$8.1B$10.9B—$7.8B
After 5 Years through&#160;10&#160;Years—$3.5B$3.6B$3.6B—$4.6B
After&#160;1&#160;Year through&#160;5&#160;Years—$17.8B$17.4B$12.7B—$13.7B
After 10 Years—$40.2B$42.8B$43.4B—$43.3B
Interest-bearing deposits$0.0$1.2B$5.6B$7.3B$3.6B$700.0M
Net unsettled investment purchases$1.2B$300.0M$577.0M$438.0M—$1.3B
Liability related to investments in low income housing tax credits$2.2B———$3.0B—
Investments to quality for PAM————$3.0B$2.7B
Unused credit available$900.0M$200.0M$400.0M$700.0M$1.0B$300.0M
Carrying Value$58.6B$57.2B$57.2B$58.3B$54.7B$63.9B
2 to 3 years—$7.7B$7.2B$8.7B—$6.9B
Over 5 years—$17.5B$17.1B$18.5B—$20.2B
3 to 4 years—$2.4B$6.2B$5.0B—$6.7B
Less than 1 year—$16.9B$14.0B$14.8B—$13.1B
1 to 2 years—$9.8B$11.7B$11.0B—$16.6B
4 to 5 years—$6.4B$4.3B$4.4B—$3.2B
Noncontrolling interests in subsidiaries$44.0M$46.0M$48.0M$48.0M$51.0M$49.0M
Number of distinct operating units2.002.002.002.002.002.00
Number of international offices4.00———4.00—
Number of portfolio segments2.002.002.002.002.002.00
OCI, Debt Securities, Available-For-Sale, Transfer To Held-To-Maturity, Adjustment From AOCI For Amortization Of Gain (Loss)-$3.4B-$3.2B-$3.0B-$2.8B-$2.7B-$2.5B
Off-Balance-Sheet, Credit Loss, Liability$719.0M$674.0M$759.0M$775.0M$818.0M$832.0M
Other borrowed funds, fair value (less than)$100.0M$100.0M$100.0M$100.0M$100.0M$100.0M
Other Commitment$295.1B$297.3B$308.5B$313.9B$326.2B$335.6B
Other liabilities$100.0M$100.0M$100.0M$100.0M$100.0M$100.0M
Par value less than $.5 million at each date$500.0K$500.0K$500.0K$500.0K$500.0K$500.0K
Percentage of bonds with highest yields excluded from calculation of yield curve for pension plan assumptions10.0%———10.0%—
Percentage of bonds with lowest yields excluded from calculation of yield curve for pension plan assumptions40.0%———40.0%—
Preferred Stock, Shares Authorized20M———20M—
Preferred Stock, Shares Issued58K———58K—
Preferred Stock, Shares Outstanding58K———58K—
Lessor, operating lease assets$400.0M———$300.0M—
Carrying value of residual assets with third-party residual value$600.0M———$600.0M—
2028$1.3B———$1.7B—
2030$798.0M———$826.0M—
Sales-Type and Direct Financing Leases, Payment to be Received$6.2B———$6.6B—
2027$1.6B———$1.7B—
2029$1.3B———$1.2B—
Amount available for dividend payments to parent company without prior regulatory approval$7.4B———$8.4B—
Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit$9.2B———$9.9B—
Time Deposit Maturities, Year Four$100.0M———$0.0—
2027$33.8B———$33.6B—
Time Deposit Maturities, Year Three$100.0M———$100.0M—
Time Deposit Maturities, Year Two$200.0M———$200.0M—
Time Deposits$34.3B———$34.0B—
Treasury stock, shares (in shares)147.4M147.5M149.4M151M153.1M155.2M
Unrecognized tax benefits$365.0M———$270.0M—
Penalties and interest accrued on unrecognized tax benefits$100.0M———$0.0—
Amount that if recognized, would affect the effective tax rate or regulatory liability$314.0M———$243.0M—
Unrecorded Unconditional Purchase Obligation————$318.0M—
Weighted-average yield, GAAP basis, available for sale securities—000—0
Weighted-average yield, GAAP basis, held to maturity securities—000—0
Sublease Income - Thereafter$10.0M———$3.0M—
Total Collateral Pledged to Third Parties$1.2B$1.7B$1.4B$2.0B$759.0M$1.2B

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Time Deposit Maturities - After Year Five$100.0M———$100.0M—
Time Deposit Maturities - Year One$33.8B———$33.6B—
Time Deposit Maturities - Year Two$200.0M———$200.0M—
Time Deposit Maturities - Year Three$100.0M———$100.0M—
Time Deposit Maturities - Year Four$100.0M———$0.0—
Time Deposit Maturities - Year Five————$0.0—
Derivative Liabilities - Fair Value$3.1B$2.3B$2.0B$1.7B$1.7B$1.8B
Deposits$426.7B$422.9B$426.7B$432.7B$440.9B$457.6B
Noninterest-bearing deposits$92.6B$92.4B$93.3B$91.2B$91.7B$99.3B
Lending commitments held for investment - individually evaluated$900.0M$200.0M$400.0M$700.0M$1.0B$300.0M

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Borrowings at Fair Value$4.1B$4.2B$3.5B$3.5B$3.0B$4.5B
Deferred Tax Liabilities - Leasing Arrangements$919.0M———$798.0M—
Federal Home Loan Bank Borrowings$22.0B$18.0B$18.0B$16.1B$13.0B$21.4B
Long-term debt$61.7B$60.7B$60.4B$62.3B$57.1B$66.7B
Accrued expenses and other liabilities$16.4B$14.0B$13.6B$13.9B$14.2B$14.2B
Interest-Bearing Deposit Liabilities$334.1B$330.5B$333.4B$341.5B$349.1B$358.4B
Hybrid debt$3.1B$3.6B$3.2B$4.0B$2.4B$2.7B
Senior unsecured notes, net$32.5B$35.0B$35.8B$38.7B$38.6B$38.0B
Total liabilities$505.6B$498.3B$501.5B$509.7B$512.9B$539.4B