PNC Financial Services Gross loans increased by 1.5% to $331.48B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.7%, from $316.47B to $331.48B. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 6.5% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Growth indicates expansion of the lending business and potential for higher future interest income, while a decline may signal tighter lending standards or reduced demand.
The total outstanding principal balance of all loans provided by the bank to its customers before accounting for any res...
A primary metric for all commercial and retail banks to measure the scale of their credit operations.
bank_gross_loans| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $288.37B | $294.46B | $310.80B | $315.40B | $326.03B | $326.48B | $321.76B | $318.42B | $321.51B | $319.78B | $321.43B | $321.38B | $316.47B | $318.85B | $326.34B | $326.62B | $331.48B |
| QoQ Change | — | +2.1% | +5.6% | +1.5% | +3.4% | +0.1% | -1.4% | -1.0% | +1.0% | -0.5% | +0.5% | -0.0% | -1.5% | +0.8% | +2.3% | +0.1% | +1.5% |
| YoY Change | — | — | — | — | +13.1% | +10.9% | +3.5% | +1.0% | -1.4% | -2.1% | -0.1% | +0.9% | -1.6% | -0.3% | +1.5% | +1.6% | +4.7% |