Non-Current Assets
Gross loans
Capital One Financial Gross loans decreased by 1.3% to $447.75B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 38.4%, from $323.60B to $447.75B. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 14.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ4 2013
Last reportedQ1 2026May 7, 2026
Parent metricNet loans
How to read this metric
Growth indicates expansion of the lending business and potential for higher interest income, while a decline may signal tightening credit standards or reduced demand.
Detailed definition
Gross loans represent the total principal amount of all loans outstanding in the company's portfolio before accounting f...
Peer comparison
Core metric for all lenders; peers are compared based on loan growth rates and portfolio composition.
Metric ID:
bank_gross_loansHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $237.25B | $249.82B | $265.91B | $269.16B | $284.89B | $291.73B | $312.33B | $294.52B | $296.68B | $299.83B | $320.47B | $315.15B | $318.19B | $320.24B | $327.78B | $323.60B | $439.30B | $443.16B | $453.62B | $447.75B |
| QoQ Change | — | +5.3% | +6.4% | +1.2% | +5.8% | +2.4% | +7.1% | -5.7% | +0.7% | +1.1% | +6.9% | -1.7% | +1.0% | +0.6% | +2.4% | -1.3% | +35.8% | +0.9% | +2.4% | -1.3% |
| YoY Change | — | — | — | — | +20.1% | +16.8% | +17.5% | +9.4% | +4.1% | +2.8% | +2.6% | +7.0% | +7.2% | +6.8% | +2.3% | +2.7% | +38.1% | +38.4% | +38.4% | +38.4% |
Range$237.25B – $453.62B
CAGR+14.3%
Avg YoY Growth+15.8%
Median YoY Growth+8.3%
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Credit Card | $153.90B | $156.65B | $162.51B | $157.19B | $269.71B | $271.04B | $279.57B | $270.56B |
| Commercial Banking | $88.63B | $86.83B | $87.18B | $87.51B | $88.36B | $88.89B | $89.26B | $90.32B |
| Consumer Banking | $75.66B | $76.76B | $78.09B | $78.90B | $81.23B | $83.23B | $84.79B | $86.87B |
| Total | $318.19B | $320.24B | $327.78B | $323.60B | $439.30B | $443.16B | $453.62B | $447.75B |
Gross loans at Other Companies
Frequently Asked Questions
- What is Capital One Financial's gross loans?
- Capital One Financial (COF) reported gross loans of $447.75B in Q1 2026.
- How has Capital One Financial's gross loans changed year-over-year?
- Capital One Financial's gross loans increased by 38.4% year-over-year, from $323.60B to $447.75B.
- What is the long-term trend for Capital One Financial's gross loans?
- Over 5 years (2020 to 2025), Capital One Financial's gross loans has grown at a 14.0% compound annual growth rate (CAGR), from $236.06B to $453.62B.
- What does gross loans mean?
- The total value of all loans issued by the company before subtracting reserves for potential losses.