Non-Current Assets
Gross loans
Capital One Financial Gross loans increased by 2.4% to $453.62B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 38.4%, from $327.78B to $453.62B. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 14.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ4 2023
Last reportedQ4 2025
Parent metricNet loans
How to read this metric
Growth indicates expansion of the lending business and potential for higher future interest income, while a decline may signal tighter lending standards or reduced demand.
Detailed definition
The total outstanding principal balance of all loans provided by the bank to its customers before accounting for any res...
Peer comparison
A primary metric for all commercial and retail banks to measure the scale of their credit operations.
Metric ID:
bank_gross_loansHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $237.25B | $249.82B | $265.91B | $269.16B | $284.89B | $291.73B | $299.09B | $294.52B | $296.68B | $299.83B | $320.47B | $315.15B | $318.19B | $320.24B | $327.78B | $323.60B | $439.30B | $443.16B | $453.62B |
| QoQ Change | — | +5.3% | +6.4% | +1.2% | +5.8% | +2.4% | +2.5% | -1.5% | +0.7% | +1.1% | +6.9% | -1.7% | +1.0% | +0.6% | +2.4% | -1.3% | +35.8% | +0.9% | +2.4% |
| YoY Change | — | — | — | — | +20.1% | +16.8% | +12.5% | +9.4% | +4.1% | +2.8% | +7.1% | +7.0% | +7.2% | +6.8% | +2.3% | +2.7% | +38.1% | +38.4% | +38.4% |
Range$237.25B – $453.62B
CAGR+15.5%
Avg YoY Growth+14.2%
Median YoY Growth+7.2%
Current Streak3 quarters growth
Gross loans at Other Companies
Frequently Asked Questions
- What is Capital One Financial's gross loans?
- Capital One Financial (COF) reported gross loans of $453.62B in Q4 2025.
- How has Capital One Financial's gross loans changed year-over-year?
- Capital One Financial's gross loans increased by 38.4% year-over-year, from $327.78B to $453.62B.
- What is the long-term trend for Capital One Financial's gross loans?
- Over 5 years (2020 to 2025), Capital One Financial's gross loans has grown at a 14.0% compound annual growth rate (CAGR), from $236.06B to $453.62B.
- What does gross loans mean?
- The total value of all loans issued by the bank before subtracting reserves for bad debt.