Discontinued — last reported Q3 '25
Non-Current Assets
Gross loans
Synchrony Financial Gross loans decreased by 4.0% to $89.66B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.0%, from $88.78B to $89.66B. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 5.5% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ3 2025
Parent metricNet loans
How to read this metric
Growth indicates an expansion of lending activities, while a decline may signal tighter credit standards or reduced demand.
Detailed definition
This represents the total principal amount of all loans issued by the company before accounting for any reserves or allo...
Peer comparison
Common in financial institutions; peers vary based on their risk appetite and focus on commercial versus consumer lending.
Metric ID:
bank_gross_loansHistorical Data
19 periods
| Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $67.77B | $72.05B | $70.27B | $73.87B | $76.91B | $82.94B | $81.61B | $85.00B | $87.70B | $92.42B | $90.83B | $91.30B | $91.16B | $93.79B | $88.78B | $89.21B | $89.81B | $93.37B | $89.66B |
| QoQ Change | — | +6.3% | -2.5% | +5.1% | +4.1% | +7.8% | -1.6% | +4.1% | +3.2% | +5.4% | -1.7% | +0.5% | -0.2% | +2.9% | -5.3% | +0.5% | +0.7% | +4.0% | -4.0% |
| YoY Change | — | — | — | — | +13.5% | +15.1% | +16.1% | +15.1% | +14.0% | +11.4% | +11.3% | +7.4% | +4.0% | +1.5% | -2.3% | -2.3% | -1.5% | -0.5% | +1.0% |
Range$67.77B – $93.79B
CAGR+6.4%
Avg YoY Growth+6.9%
Median YoY Growth+7.4%
Gross loans at Other Companies
Frequently Asked Questions
- What is Synchrony Financial's gross loans?
- Synchrony Financial (SYF) reported gross loans of $89.66B in Q1 2026.
- How has Synchrony Financial's gross loans changed year-over-year?
- Synchrony Financial's gross loans increased by 1.0% year-over-year, from $88.78B to $89.66B.
- What is the long-term trend for Synchrony Financial's gross loans?
- Over 5 years (2020 to 2025), Synchrony Financial's gross loans has grown at a 5.5% compound annual growth rate (CAGR), from $71.60B to $93.37B.
- What does gross loans mean?
- The total value of all loans provided by the company before subtracting potential losses.