Gross loans
U.S. Bancorp Gross loans increased by 2.3% to $391.34B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.0%, from $379.83B to $391.34B. Over 3 years (FY 2022 to FY 2025), Gross loans shows relatively stable performance with a 0.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
Growth indicates expansion of the lending business and potential for higher future interest income, while a decline may signal tighter lending standards or reduced demand.
Detailed definition
The total outstanding principal balance of all loans provided by the bank to its customers before accounting for any res...
Peer comparison
A primary metric for all commercial and retail banks to measure the scale of their credit operations.
bank_gross_loansHistorical Data
| Q4 '22 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $388.21B | $373.84B | $374.59B | $376.13B | $374.16B | $379.83B | $381.82B | $380.24B | $382.52B | $391.34B |
| QoQ Change | — | -3.7% | +0.2% | +0.4% | -0.5% | +1.5% | +0.5% | -0.4% | +0.6% | +2.3% |
| YoY Change | — | -3.7% | — | — | — | +1.6% | +1.9% | +1.1% | +2.2% | +3.0% |
Gross loans at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's gross loans?
- U.S. Bancorp (USB) reported gross loans of $391.34B in Q4 2025.
- How has U.S. Bancorp's gross loans changed year-over-year?
- U.S. Bancorp's gross loans increased by 3.0% year-over-year, from $379.83B to $391.34B.
- What is the long-term trend for U.S. Bancorp's gross loans?
- Over 3 years (2022 to 2025), U.S. Bancorp's gross loans has grown at a 0.3% compound annual growth rate (CAGR), from $388.21B to $391.34B.
- What does gross loans mean?
- The total value of all loans issued by the bank before subtracting reserves for bad debt.