Skip to content
Non-Current Assets

Gross loans

U.S. Bancorp Gross loans increased by 2.2% to $399.8B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.7%, from $381.82B to $399.8B. Over 3 years (FY 2022 to FY 2025), Gross loans shows relatively stable performance with a 0.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026May 4, 2026
Parent metricNet loans

How to read this metric

Growth in gross loans indicates expansion of the bank's core lending business and potential for future interest income.

Detailed definition

The total value of the loan portfolio before accounting for any allowance for credit losses. This represents the bank's...

Peer comparison

Primary indicator of bank size and market share; compared across peers to assess lending appetite.

Metric ID: bank_gross_loans

Historical Data

11 periods
 Q4 '22Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$388.21B$373.84B$374.59B$376.13B$374.16B$379.83B$381.82B$380.24B$382.52B$391.34B$399.8B
QoQ Change-3.7%+0.2%+0.4%-0.5%+1.5%+0.5%-0.4%+0.6%+2.3%+2.2%
YoY Change-3.7%+1.6%+1.9%+1.1%+2.2%+3.0%+4.7%
Range$373.84B$399.8B
CAGR+1.2%
Avg YoY Growth+1.6%
Median YoY Growth+1.9%
Current Streak3 quarters growth

Frequently Asked Questions

What is U.S. Bancorp's gross loans?
U.S. Bancorp (USB) reported gross loans of $399.8B in Q1 2026.
How has U.S. Bancorp's gross loans changed year-over-year?
U.S. Bancorp's gross loans increased by 4.7% year-over-year, from $381.82B to $399.8B.
What is the long-term trend for U.S. Bancorp's gross loans?
Over 3 years (2022 to 2025), U.S. Bancorp's gross loans has grown at a 0.3% compound annual growth rate (CAGR), from $388.21B to $391.34B.
What does gross loans mean?
The total amount of money the bank has lent out to customers.