Allowance for credit loss and off-balance sheet liability
PNC Financial Services Allowance for credit loss and off-balance sheet liability increased by 5.7% to $5.50B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.3%, from $5.22B to $5.50B. Over 5 years (FY 2020 to FY 2025), Allowance for credit loss and off-balance sheet liability shows a downward trend with a -2.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal deteriorating credit quality or a more conservative economic outlook, while a decrease may signal improved borrower health or reduced risk exposure.
Detailed definition
This represents the total reserve set aside by the financial institution to cover expected credit losses on loans and of...
Peer comparison
Standard across all commercial banks as the Allowance for Loan and Lease Losses (ALLL).
other_financing_receivable_allowancefor_credit_loss_and__b77543Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.38B | $6.00B | $5.53B | $5.20B | $5.14B | $5.26B | $5.44B | $5.41B | $5.40B | $5.41B | $5.45B | $5.37B | $5.35B | $5.31B | $5.21B | $5.22B | $5.28B | $5.25B | $5.20B | $5.50B |
| QoQ Change | — | -5.9% | -7.8% | -6.0% | -1.0% | +2.3% | +3.3% | -0.4% | -0.2% | +0.1% | +0.9% | -1.6% | -0.2% | -0.7% | -2.1% | +0.2% | +1.2% | -0.5% | -1.0% | +5.7% |
| YoY Change | — | — | — | — | -19.3% | -12.3% | -1.7% | +4.2% | +5.0% | +2.7% | +0.3% | -0.9% | -0.9% | -1.7% | -4.6% | -2.7% | -1.3% | -1.1% | -0.1% | +5.3% |
Allowance for credit loss and off-balance sheet liability at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's allowance for credit loss and off-balance sheet liability?
- PNC Financial Services (PNC) reported allowance for credit loss and off-balance sheet liability of $5.50B in Q1 2026.
- How has PNC Financial Services's allowance for credit loss and off-balance sheet liability changed year-over-year?
- PNC Financial Services's allowance for credit loss and off-balance sheet liability increased by 5.3% year-over-year, from $5.22B to $5.50B.
- What is the long-term trend for PNC Financial Services's allowance for credit loss and off-balance sheet liability?
- Over 5 years (2020 to 2025), PNC Financial Services's allowance for credit loss and off-balance sheet liability has grown at a -2.6% compound annual growth rate (CAGR), from $5.95B to $5.20B.
- What does allowance for credit loss and off-balance sheet liability mean?
- The total reserve held to cover potential losses from loans and credit commitments.