Financing Receivable, Allowance For Credit Loss And Off-Balance Sheet, Credit Loss, Liability, Excluding Accrued Interest
U.S. Bancorp Financing Receivable, Allowance For Credit Loss And Off-Balance Sheet, Credit Loss, Liability, Excluding Accrued Interest increased by 0.4% to $7.98B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.8%, from $7.92B to $7.98B. Over 5 years (FY 2020 to FY 2025), Financing Receivable, Allowance For Credit Loss And Off-Balance Sheet, Credit Loss, Liability, Excluding Accrued Interest shows relatively stable performance with a -0.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects deteriorating credit conditions or is growing riskier segments, while a decrease suggests improving credit quality or portfolio runoff.
Detailed definition
This represents the total reserve established to cover expected credit losses for both on-balance sheet loans and off-ba...
Peer comparison
Standard CECL-compliant metric for all US banks; peers report this as the Allowance for Credit Losses (ACL).
other_financing_receivable_allowance_for_credit_loss_and_6d79d2Historical Data
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.16B | $7.4B | $7.52B | $7.7B | $7.79B | $7.84B | $7.9B | $7.93B | $7.93B | $7.93B | $7.92B | $7.86B | $7.9B | $7.95B | $7.98B |
| QoQ Change | — | +20.3% | +1.6% | +2.3% | +1.2% | +0.6% | +0.8% | +0.4% | -0.1% | -0.0% | -0.1% | -0.7% | +0.4% | +0.6% | +0.4% |
| YoY Change | — | +20.3% | — | — | — | +5.9% | +5.1% | +3.1% | +1.8% | +1.1% | +0.1% | -0.9% | -0.4% | +0.3% | +0.8% |
Financing Receivable, Allowance For Credit Loss And Off-Balance Sheet, Credit Loss, Liability, Excluding Accrued Interest at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest?
- U.S. Bancorp (USB) reported financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest of $7.98B in Q1 2026.
- How has U.S. Bancorp's financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest changed year-over-year?
- U.S. Bancorp's financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest increased by 0.8% year-over-year, from $7.92B to $7.98B.
- What is the long-term trend for U.S. Bancorp's financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest?
- Over 5 years (2020 to 2025), U.S. Bancorp's financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest has grown at a -0.2% compound annual growth rate (CAGR), from $8.01B to $7.95B.
- What does financing receivable, allowance for credit loss and off-balance sheet, credit loss, liability, excluding accrued interest mean?
- The total reserve set aside to cover potential losses from both existing loans and future loan commitments.