PNC Financial Services Allowance for credit loss and off-balance sheet liability decreased by 0.5% to $5.23B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.4%, from $5.21B to $5.23B. Over 5 years (FY 2020 to FY 2025), Allowance for credit loss and off-balance sheet liability shows a downward trend with a -2.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase may signal deteriorating credit quality or a more conservative economic outlook, while a decrease may signal improved borrower health or reduced risk exposure.
This represents the total reserve set aside by the financial institution to cover expected credit losses on loans and of...
Standard across all commercial banks as the Allowance for Loan and Lease Losses (ALLL).
other_financing_receivable_allowancefor_credit_loss_and__b77543| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.38B | $6.00B | $5.53B | $5.20B | $5.14B | $5.26B | $5.44B | $5.41B | $5.40B | $5.41B | $5.45B | $5.37B | $5.35B | $5.31B | $5.21B | $5.22B | $5.28B | $5.25B | $5.23B |
| QoQ Change | — | -5.9% | -7.8% | -6.0% | -1.0% | +2.3% | +3.3% | -0.4% | -0.2% | +0.1% | +0.9% | -1.6% | -0.2% | -0.7% | -2.1% | +0.2% | +1.2% | -0.5% | -0.5% |
| YoY Change | — | — | — | — | -19.3% | -12.3% | -1.7% | +4.2% | +5.0% | +2.7% | +0.3% | -0.9% | -0.9% | -1.7% | -4.6% | -2.7% | -1.3% | -1.1% | +0.4% |