Other
Credit Extension Commitments, Reserve For Unfunded Lending Commitments
Bank of America Credit Extension Commitments, Reserve For Unfunded Lending Commitments decreased by 1.4% to $1.16B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.6%, from $1.11B to $1.16B. Over 2 years (FY 2023 to FY 2025), Credit Extension Commitments, Reserve For Unfunded Lending Commitments shows relatively stable performance with a -1.3% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2023
Last reportedQ1 2026May 1, 2026
How to read this metric
An increase suggests a more conservative outlook on borrower creditworthiness or an increase in the volume of unfunded commitments.
Detailed definition
This represents the allowance set aside to cover potential credit losses on off-balance sheet commitments, such as undra...
Peer comparison
Standard for all lending institutions; peers report this as part of the allowance for credit losses.
Metric ID:
other_credit_extension_commitments_reserve_for_unfunded__eb90a3Historical Data
7 periods
| Q4 '23 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|
| Value | $1.21B | $1.10B | $1.11B | $1.14B | $1.11B | $1.18B | $1.16B |
| QoQ Change | — | -9.3% | +1.3% | +3.0% | -3.0% | +6.1% | -1.4% |
| YoY Change | — | -9.3% | — | — | — | +7.4% | +4.6% |
Range$1.10B – $1.21B
CAGR-2.7%
Avg YoY Growth+0.9%
Median YoY Growth+4.6%
Credit Extension Commitments, Reserve For Unfunded Lending Commitments at Other Companies
Frequently Asked Questions
- What is Bank of America's credit extension commitments, reserve for unfunded lending commitments?
- Bank of America (BAC) reported credit extension commitments, reserve for unfunded lending commitments of $1.16B in Q1 2026.
- How has Bank of America's credit extension commitments, reserve for unfunded lending commitments changed year-over-year?
- Bank of America's credit extension commitments, reserve for unfunded lending commitments increased by 4.6% year-over-year, from $1.11B to $1.16B.
- What is the long-term trend for Bank of America's credit extension commitments, reserve for unfunded lending commitments?
- Over 2 years (2023 to 2025), Bank of America's credit extension commitments, reserve for unfunded lending commitments has grown at a -1.3% compound annual growth rate (CAGR), from $1.21B to $1.18B.
- What does credit extension commitments, reserve for unfunded lending commitments mean?
- The reserve amount set aside to cover potential losses from undrawn loan commitments.