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Bank of America BAC Credit Extension Commitments, Reserve For Unfunded Lending Commitments

Credit Extension Commitments, Reserve For Unfunded Lending Commitments at other companies

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Other financials

Income statement

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Revenue$31.6B+19.3%
Net income$9.1B+27.5%
EPS (diluted)$1.21+36.0%

Balance sheet

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Cash & equivalents$229.75B-13.6%
Total debt$339.86B+5.4%
Total equity$301.09B+0.5%
Total assets$3.50T+1.7%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$435.46B+21.4%
Enterprise value$545.58B+31.5%
P/E12.9×+0.1×
P/S3.6×+0.3×

Profitability

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Net margin27.8%+2.3pp

Returns & leverage

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Return on equity11.2%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept bac:CreditExtensionCommitmentsReserveForUnfundedLendingCommitments.

The official record: Bank of America’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's credit extension commitments, reserve for unfunded lending commitments?
Bank of America (BAC) reported credit extension commitments, reserve for unfunded lending commitments of $1.16B in Q1 2026.
How has Bank of America's credit extension commitments, reserve for unfunded lending commitments changed year-over-year?
Bank of America's credit extension commitments, reserve for unfunded lending commitments increased by 4.6% year-over-year, from $1.11B to $1.16B.
What is the long-term trend for Bank of America's credit extension commitments, reserve for unfunded lending commitments?
Over 2 years (2023 to 2025), Bank of America's credit extension commitments, reserve for unfunded lending commitments has grown at a -1.3% compound annual growth rate (CAGR), from $1.21B to $1.18B.
What does credit extension commitments, reserve for unfunded lending commitments mean?
This represents the allowance set aside to cover potential credit losses on off-balance sheet commitments, such as undrawn lines of credit or letters of credit. It reflects the bank's estimate of future losses should these commitments be drawn down by borrowers. It is a critical component of the bank's overall credit risk management framework.