Unused credit available
PNC Financial Services Unused credit available decreased by 70.0% to $300.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 50.0%, from $200.00M to $300.00M. Over 2 years (FY 2023 to FY 2025), Unused credit available shows an upward trend with a 58.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase indicates higher potential future credit risk and liquidity pressure, while a decrease suggests reduced exposure to distressed borrowers.
Detailed definition
This represents the total amount of undrawn credit facilities or commitments extended to borrowers whose loans have been...
Peer comparison
Large regional and national banks typically disclose these as part of their unfunded commitment and credit risk management notes.
other_loans_and_leases_receivable_impaired_commitment_to_lendHistorical Data
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $100.00M | $100.00M | $300.00M | $400.00M | $100.00M | $400.00M | $500.00M | $900.00M | $200.00M | $400.00M | $700.00M | $1.00B | $300.00M |
| QoQ Change | — | +0.0% | +200.0% | +33.3% | -75.0% | +300.0% | +25.0% | +80.0% | -77.8% | +100.0% | +75.0% | +42.9% | -70.0% |
| YoY Change | — | — | — | — | +0.0% | +300.0% | +66.7% | +125.0% | +100.0% | +0.0% | +40.0% | +11.1% | +50.0% |
Unused credit available at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's unused credit available?
- PNC Financial Services (PNC) reported unused credit available of $300.00M in Q1 2026.
- How has PNC Financial Services's unused credit available changed year-over-year?
- PNC Financial Services's unused credit available increased by 50.0% year-over-year, from $200.00M to $300.00M.
- What is the long-term trend for PNC Financial Services's unused credit available?
- Over 2 years (2023 to 2025), PNC Financial Services's unused credit available has grown at a 58.1% compound annual growth rate (CAGR), from $400.00M to $1.00B.
- What does unused credit available mean?
- The total amount of credit that the bank has promised to lend to borrowers who are currently experiencing financial difficulty.