What is Capital One Financial's unused credit available?

Capital One Financial (COF) reported unused credit available of $173.00M in Q1 2026.

What does unused credit available mean?

The amount of credit the bank has promised to lend to borrowers who are currently in financial distress.

Unused credit available

Capital One Financial Unused credit available decreased by 23.1% to $173.00M in Q1 2026 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement

SectionOther

CategoryRisk

SignalLower is better

VolatilityModerate

First reportedQ4 2025

Last reportedQ1 2026

How to read this metric

An increase indicates higher potential credit risk and future funding requirements for troubled borrowers, while a decrease suggests reduced exposure to impaired entities.

Detailed definition

This metric quantifies the total amount of unused credit commitments extended to borrowers whose loans have been classif...

Peer comparison

Standard risk disclosure for banks with corporate and commercial lending operations; reported in credit risk footnotes.

Metric ID: other_loans_and_leases_receivable_impaired_commitment_to_lend

Historical Data

2 periods

	Q4 '25	Q1 '26
Value	$225.00M	$173.00M
QoQ Change	—	-23.1%

Range$173.00M – $225.00M

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Frequently Asked Questions

What is Capital One Financial's unused credit available?: Capital One Financial (COF) reported unused credit available of $173.00M in Q1 2026.
What does unused credit available mean?: The amount of credit the bank has promised to lend to borrowers who are currently in financial distress.