PNC Financial Services Unused credit available increased by 42.9% to $1.00B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.1%, from $900.00M to $1.00B. Over 2 years (FY 2023 to FY 2025), Unused credit available shows an upward trend with a 58.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase indicates higher potential credit risk and future funding requirements for troubled borrowers, while a decrease suggests reduced exposure to impaired entities.
This metric quantifies the total amount of unused credit commitments extended to borrowers whose loans have been classif...
Standard risk disclosure for banks with corporate and commercial lending operations; reported in credit risk footnotes.
other_loans_and_leases_receivable_impaired_commitment_to_lend| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $100.00M | $100.00M | $300.00M | $400.00M | $100.00M | $300.00M | $500.00M | $900.00M | $200.00M | $400.00M | $700.00M | $1.00B |
| QoQ Change | — | +0.0% | +200.0% | +33.3% | -75.0% | +200.0% | +66.7% | +80.0% | -77.8% | +100.0% | +75.0% | +42.9% |
| YoY Change | — | — | — | — | +0.0% | +200.0% | +66.7% | +125.0% | +100.0% | +33.3% | +40.0% | +11.1% |