Unused credit available
PNC Financial Services Unused credit available decreased by 70.0% to $300M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 50.0%, from $200M to $300M. Over 2 years (FY 2023 to FY 2025), Unused credit available shows an upward trend with a 58.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase indicates higher potential credit risk and future funding requirements for troubled borrowers, while a decrease suggests reduced exposure to impaired entities.
Detailed definition
This metric quantifies the total amount of unused credit commitments extended to borrowers whose loans have been classif...
Peer comparison
Standard risk disclosure for banks with corporate and commercial lending operations; reported in credit risk footnotes.
other_loans_and_leases_receivable_impaired_commitment_to_lendHistorical Data
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $100M | $100M | $300M | $400M | $100M | $400M | $500M | $900M | $200M | $400M | $700M | $1B | $300M |
| QoQ Change | — | +0.0% | +200.0% | +33.3% | -75.0% | +300.0% | +25.0% | +80.0% | -77.8% | +100.0% | +75.0% | +42.9% | -70.0% |
| YoY Change | — | — | — | — | +0.0% | +300.0% | +66.7% | +125.0% | +100.0% | +0.0% | +40.0% | +11.1% | +50.0% |
Unused credit available at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's unused credit available?
- PNC Financial Services (PNC) reported unused credit available of $300M in Q1 2026.
- How has PNC Financial Services's unused credit available changed year-over-year?
- PNC Financial Services's unused credit available increased by 50.0% year-over-year, from $200M to $300M.
- What is the long-term trend for PNC Financial Services's unused credit available?
- Over 2 years (2023 to 2025), PNC Financial Services's unused credit available has grown at a 58.1% compound annual growth rate (CAGR), from $400M to $1B.
- What does unused credit available mean?
- The amount of credit the bank has promised to lend to borrowers who are currently in financial distress.