Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit
PNC Financial Services Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit increased by 7.6% to $9.90B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.6%, from $9.20B to $9.90B. Over 4 years (FY 2021 to FY 2025), Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit shows an upward trend with a 6.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher levels indicate increased reliance on uninsured funding, which may increase liquidity risk during periods of market stress.
Detailed definition
The portion of time deposits and certificates of deposit that exceeds the standard federal deposit insurance coverage li...
Peer comparison
Monitored closely by regulators and investors; peers with lower ratios of uninsured deposits are generally viewed as having more stable funding.
other_time_deposit_liability_above_us_insurance_limitHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $7.70B | $10.40B | $7.30B | $9.20B | $9.90B |
| QoQ Change | — | +35.1% | -29.8% | +26.0% | +7.6% |
| YoY Change | — | +35.1% | -29.8% | +26.0% | +7.6% |
Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit?
- PNC Financial Services (PNC) reported time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit of $9.90B in Q4 2025.
- How has PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit changed year-over-year?
- PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit increased by 7.6% year-over-year, from $9.20B to $9.90B.
- What is the long-term trend for PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit?
- Over 4 years (2021 to 2025), PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit has grown at a 6.5% compound annual growth rate (CAGR), from $7.70B to $9.90B.
- What does time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit mean?
- The amount of time deposits that are not covered by federal deposit insurance.