PNC Financial Services Fair value of servicing rights increased by 0.9% to $3.66B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.4%, from $3.71B to $3.66B. Over 5 years (FY 2020 to FY 2025), Fair value of servicing rights shows an upward trend with a 24.1% CAGR.
Higher values suggest a larger mortgage servicing portfolio, while declines often signal rising interest rates leading to faster prepayments.
The fair value of the rights to service mortgage loans for third-party investors, such as Ginnie Mae or private securiti...
Common among large retail banks with significant mortgage banking operations.
non_current_assets_servicing_asset_at_fair_value_amount| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.79B | $1.83B | $1.82B | $2.21B | $2.61B | $3.21B | $3.42B | $3.29B | $3.46B | $4.01B | $3.69B | $3.76B | $3.74B | $3.50B | $3.71B | $3.56B | $3.47B | $3.63B | $3.66B |
| QoQ Change | — | +2.2% | -0.8% | +21.5% | +18.1% | +22.9% | +6.8% | -3.8% | +4.9% | +15.9% | -8.0% | +2.1% | -0.6% | -6.3% | +5.9% | -4.0% | -2.7% | +4.6% | +0.9% |
| YoY Change | — | — | — | — | +45.5% | +74.9% | +88.3% | +49.1% | +32.5% | +25.0% | +7.7% | +14.2% | +8.2% | -12.6% | +0.7% | -5.3% | -7.3% | +3.5% | -1.4% |