Other

Time Deposits

PNC Financial Services Time Deposits decreased by 0.9% to $34.00B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.9%, from $34.30B to $34.00B. Over 5 years (FY 2020 to FY 2025), Time Deposits shows an upward trend with a 27.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2017
Last reportedQ4 2025Feb 20, 2026

How to read this metric

An increase may signal a need for longer-term funding or a competitive response to rising interest rates to retain deposits.

Detailed definition

Time deposits represent interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs)....

Peer comparison

Commonly reported by all commercial banks as a component of total interest-bearing liabilities.

Metric ID: other_time_deposits

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$7.70B$18.50B$31.60B$34.30B$34.00B
QoQ Change+140.3%+70.8%+8.5%-0.9%
YoY Change+140.3%+70.8%+8.5%-0.9%
Range$7.70B$34.30B
CAGR+341.6%
Avg YoY Growth+54.7%
Median YoY Growth+39.7%

Frequently Asked Questions

What is PNC Financial Services's time deposits?
PNC Financial Services (PNC) reported time deposits of $34.00B in Q4 2025.
How has PNC Financial Services's time deposits changed year-over-year?
PNC Financial Services's time deposits decreased by 0.9% year-over-year, from $34.30B to $34.00B.
What is the long-term trend for PNC Financial Services's time deposits?
Over 5 years (2020 to 2025), PNC Financial Services's time deposits has grown at a 27.0% compound annual growth rate (CAGR), from $10.30B to $34.00B.
What does time deposits mean?
The total value of customer deposits held in accounts with fixed maturity dates.