Other
Time Deposits
Bank of America Time Deposits increased by 0.1% to $212.54B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.1%, from $212.37B to $212.54B. Over 5 years (FY 2020 to FY 2025), Time Deposits shows an upward trend with a 30.6% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026
How to read this metric
Growth in time deposits can indicate successful deposit gathering, though it may also reflect higher funding costs in a rising rate environment.
Detailed definition
This represents the total balance of all time deposit accounts, such as certificates of deposit, held by the bank. These...
Peer comparison
A fundamental metric for all banks; peers are compared based on the ratio of time deposits to total deposits.
Metric ID:
other_time_depositsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $48.11B | $49.81B | $165.15B | $212.37B | $212.54B |
| QoQ Change | — | +3.5% | +231.6% | +28.6% | +0.1% |
| YoY Change | — | +3.5% | +231.6% | +28.6% | +0.1% |
Range$48.11B – $212.54B
CAGR+341.8%
Avg YoY Growth+65.9%
Median YoY Growth+16.1%
Current Streak4+ quarters growth
Time Deposits at Other Companies
Frequently Asked Questions
- What is Bank of America's time deposits?
- Bank of America (BAC) reported time deposits of $212.54B in Q4 2025.
- How has Bank of America's time deposits changed year-over-year?
- Bank of America's time deposits increased by 0.1% year-over-year, from $212.37B to $212.54B.
- What is the long-term trend for Bank of America's time deposits?
- Over 5 years (2020 to 2025), Bank of America's time deposits has grown at a 30.6% compound annual growth rate (CAGR), from $55.86B to $212.54B.
- What does time deposits mean?
- The total amount of money held in customer time deposit accounts.