Other
Time Deposits
U.S. Bancorp Time Deposits decreased by 12.3% to $48.03B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 12.3%, from $54.77B to $48.03B. Over 5 years (FY 2020 to FY 2025), Time Deposits shows an upward trend with a 9.4% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025Feb 23, 2026
How to read this metric
An increase may signal a need for longer-term funding or a competitive response to rising interest rates to retain deposits.
Detailed definition
Time deposits represent interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs)....
Peer comparison
Commonly reported by all commercial banks as a component of total interest-bearing liabilities.
Metric ID:
other_time_depositsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $22.67B | $32.95B | $52.27B | $54.77B | $48.03B |
| QoQ Change | — | +45.4% | +58.7% | +4.8% | -12.3% |
| YoY Change | — | +45.4% | +58.7% | +4.8% | -12.3% |
Range$22.67B – $54.77B
CAGR+111.9%
Avg YoY Growth+24.1%
Median YoY Growth+25.1%
Time Deposits at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's time deposits?
- U.S. Bancorp (USB) reported time deposits of $48.03B in Q4 2025.
- How has U.S. Bancorp's time deposits changed year-over-year?
- U.S. Bancorp's time deposits decreased by 12.3% year-over-year, from $54.77B to $48.03B.
- What is the long-term trend for U.S. Bancorp's time deposits?
- Over 5 years (2020 to 2025), U.S. Bancorp's time deposits has grown at a 9.4% compound annual growth rate (CAGR), from $30.69B to $48.03B.
- What does time deposits mean?
- The total value of customer deposits held in accounts with fixed maturity dates.