Other

Time Deposits

M&T Bank Time Deposits decreased by 1.1% to $13.08B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 6.4%, from $13.98B to $13.08B. Over 5 years (FY 2020 to FY 2025), Time Deposits shows an upward trend with a 27.7% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026

How to read this metric

Growth in time deposits can indicate successful deposit gathering, though it may also reflect higher funding costs in a rising rate environment.

Detailed definition

This represents the total balance of all time deposit accounts, such as certificates of deposit, held by the bank. These...

Peer comparison

A fundamental metric for all banks; peers are compared based on the ratio of time deposits to total deposits.

Metric ID: other_time_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$3.16B$2.96B$2.81B$2.53B$5.27B$4.81B$10.10B$12.84B$19.07B$20.04B$20.76B$20.28B$17.51B$16.51B$14.48B$13.98B$14.09B$13.62B$13.23B$13.08B
QoQ Change-6.1%-5.2%-10.1%+108.7%-8.8%+110.2%+27.1%+48.6%+5.1%+3.6%-2.3%-13.6%-5.7%-12.3%-3.4%+0.8%-3.4%-2.9%-1.1%
YoY Change+67.0%+62.2%+259.8%+408.4%+261.9%+317.0%+105.5%+58.0%-8.2%-17.6%-30.3%-31.1%-19.5%-17.5%-8.6%-6.4%
Range$2.53B$20.76B
CAGR+34.9%
Avg YoY Growth+87.5%
Median YoY Growth+25.8%
Current Streak3 quarters decline

Frequently Asked Questions

What is M&T Bank's time deposits?
M&T Bank (MTB) reported time deposits of $13.08B in Q1 2026.
How has M&T Bank's time deposits changed year-over-year?
M&T Bank's time deposits decreased by 6.4% year-over-year, from $13.98B to $13.08B.
What is the long-term trend for M&T Bank's time deposits?
Over 5 years (2020 to 2025), M&T Bank's time deposits has grown at a 27.7% compound annual growth rate (CAGR), from $3.90B to $13.23B.
What does time deposits mean?
The total amount of money held in customer time deposit accounts.