Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans
PNC Financial Services Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans increased by 54.5% to $1.70B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 88.9%, from $900.00M to $1.70B. Over 5 years (FY 2020 to FY 2025), Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans shows a downward trend with a -3.3% CAGR.
Analysis
How to read this metric
Changes reflect shifts in loan origination volume, pricing strategies, or the acquisition of loan portfolios at premiums or discounts.
Detailed definition
This metric aggregates unearned income, unamortized deferred fees, and costs associated with loan originations, as well...
Peer comparison
Standard accounting adjustment for banks; peers report these as part of the net loan balance calculation.
other_financing_receivable_deferred_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.00B | $900.00M | $700.00M | $700.00M | $700.00M | $700.00M | $900.00M | $800.00M | $800.00M | $800.00M | $1.00B | $900.00M | $900.00M | $900.00M | $1.00B | $900.00M | $1.00B | $1.00B | $1.10B | $1.70B |
| QoQ Change | — | -10.0% | -22.2% | +0.0% | +0.0% | +0.0% | +28.6% | -11.1% | +0.0% | +0.0% | +25.0% | -10.0% | +0.0% | +0.0% | +11.1% | -10.0% | +11.1% | +0.0% | +10.0% | +54.5% |
| YoY Change | — | — | — | — | -30.0% | -22.2% | +28.6% | +14.3% | +14.3% | +14.3% | +11.1% | +12.5% | +12.5% | +12.5% | +0.0% | +0.0% | +11.1% | +11.1% | +10.0% | +88.9% |
Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
- PNC Financial Services (PNC) reported unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans of $1.70B in Q1 2026.
- How has PNC Financial Services's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans changed year-over-year?
- PNC Financial Services's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans increased by 88.9% year-over-year, from $900.00M to $1.70B.
- What is the long-term trend for PNC Financial Services's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
- Over 5 years (2020 to 2025), PNC Financial Services's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans has grown at a -3.3% compound annual growth rate (CAGR), from $1.30B to $1.10B.
- What does unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans mean?
- The net balance of fees, costs, and premiums/discounts on loans that will be recognized as income over time.