Retail Banking — Income before taxes
PNC Financial Services Retail Banking — Income before taxes decreased by 5.9% to $1.64B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.9%, from $1.40B to $1.64B. Over 3 years (FY 2022 to FY 2025), Retail Banking — Income before taxes shows an upward trend with a 35.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates improved operational efficiency or higher revenue margins within the retail banking business, while a decrease may signal rising operating costs or margin compression.
Detailed definition
This represents the operating profit generated by the retail banking segment prior to the deduction of income tax expens...
Peer comparison
Standard across all major retail banks as 'Pre-tax Segment Income'.
pnc_segment_retail_banking_income_before_taxesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $662.50M | $662.50M | $662.50M | $662.50M | $1.24B | $1.24B | $1.24B | $1.24B | $1.43B | $2.26B | $1.54B | $1.40B | $1.46B | $1.79B | $1.74B | $1.64B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +87.7% | +0.0% | +0.0% | +0.0% | +14.7% | +58.2% | -31.7% | -9.2% | +4.4% | +22.2% | -2.6% | -5.9% |
| YoY Change | — | — | — | — | +87.7% | +87.7% | +87.7% | +87.7% | +14.7% | +81.4% | +23.9% | +12.5% | +2.5% | -20.9% | +12.8% | +16.9% |
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Frequently Asked Questions
- What is PNC Financial Services's retail banking — income before taxes?
- PNC Financial Services (PNC) reported retail banking — income before taxes of $1.64B in Q4 2025.
- How has PNC Financial Services's retail banking — income before taxes changed year-over-year?
- PNC Financial Services's retail banking — income before taxes increased by 16.9% year-over-year, from $1.40B to $1.64B.
- What is the long-term trend for PNC Financial Services's retail banking — income before taxes?
- Over 3 years (2022 to 2025), PNC Financial Services's retail banking — income before taxes has grown at a 35.7% compound annual growth rate (CAGR), from $2.65B to $6.62B.
- What does retail banking — income before taxes mean?
- The total profit earned by the retail banking division before paying income taxes.