Business Segments · Income tax benefit

Retail Banking — Income tax benefit

PNC Financial Services Retail Banking — Income tax benefit decreased by 6.7% to $379.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.3%, from $326.00M to $379.00M. Over 3 years (FY 2022 to FY 2025), Retail Banking — Income tax benefit shows an upward trend with a 35.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2015
Last reportedQ4 2025
Rolls up toIncome Tax

How to read this metric

An increase in benefit may reflect higher tax credits or specific accounting adjustments, whereas a decrease suggests a higher tax burden on segment earnings.

Detailed definition

This represents the tax-related financial impact allocated to the retail banking segment, which may appear as a benefit...

Peer comparison

Varies significantly based on corporate tax allocation methodologies used by peer financial institutions.

Metric ID: pnc_segment_retail_banking_income_tax_benefit

Historical Data

16 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$155.25M$155.25M$155.25M$155.25M$290.75M$290.75M$290.75M$290.75M$333.00M$526.00M$360.00M$326.00M$340.00M$416.00M$406.00M$379.00M
QoQ Change+0.0%+0.0%+0.0%+87.3%+0.0%+0.0%+0.0%+14.5%+58.0%-31.6%-9.4%+4.3%+22.4%-2.4%-6.7%
YoY Change+87.3%+87.3%+87.3%+87.3%+14.5%+80.9%+23.8%+12.1%+2.1%-20.9%+12.8%+16.3%
Range$155.25M$526.00M
CAGR+26.9%
Avg YoY Growth+40.9%
Median YoY Growth+20.0%
Current Streak2 quarters decline

Frequently Asked Questions

What is PNC Financial Services's retail banking — income tax benefit?
PNC Financial Services (PNC) reported retail banking — income tax benefit of $379.00M in Q4 2025.
How has PNC Financial Services's retail banking — income tax benefit changed year-over-year?
PNC Financial Services's retail banking — income tax benefit increased by 16.3% year-over-year, from $326.00M to $379.00M.
What is the long-term trend for PNC Financial Services's retail banking — income tax benefit?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — income tax benefit has grown at a 35.4% compound annual growth rate (CAGR), from $621.00M to $1.54B.
What does retail banking — income tax benefit mean?
The tax-related credit or reduction in tax liability attributed to the retail banking segment.