Current Assets
Cash & Equivalents
Ready Capital Cash & Equivalents decreased by 3.3% to $241.20M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.9%, from $248.38M to $241.20M. Over 5 years (FY 2020 to FY 2025), Cash & Equivalents shows an upward trend with a 12.4% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ4 2012
Last reportedQ1 2026May 8, 2026
How to read this metric
An increase suggests strong liquidity and capacity for new loan originations, while a decrease may indicate capital deployment or cash flow pressure.
Detailed definition
This represents the most liquid assets held by the company, including currency, demand deposits, and short-term investme...
Peer comparison
Standard across all financial institutions; peers typically maintain levels sufficient to cover short-term obligations and pending loan fundings.
Metric ID:
cash_and_equivalentsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $200.72M | $209.77M | $192.97M | $211.37M | $127.94M | $208.04M | $273.60M | $59.86M | $197.65M | $290.73M | $262.51M | $235.54M | $279.04M | $235.58M | $182.77M | $248.38M | $222.48M | $194.50M | $249.53M | $241.20M |
| QoQ Change | — | +4.5% | -8.0% | +9.5% | -39.5% | +62.6% | +31.5% | -78.1% | +230.2% | +47.1% | -9.7% | -10.3% | +18.5% | -15.6% | -22.4% | +35.9% | -10.4% | -12.6% | +28.3% | -3.3% |
| YoY Change | — | — | — | — | -36.3% | -0.8% | +41.8% | -71.7% | +54.5% | +39.7% | -4.1% | +293.5% | +41.2% | -19.0% | -30.4% | +5.5% | -20.3% | -17.4% | +36.5% | -2.9% |
Range$59.86M – $290.73M
CAGR+3.9%
Avg YoY Growth+19.4%
Median YoY Growth-1.9%
Cash & Equivalents at Other Companies
Frequently Asked Questions
- What is Ready Capital's cash & equivalents?
- Ready Capital (RC) reported cash & equivalents of $241.20M in Q1 2026.
- How has Ready Capital's cash & equivalents changed year-over-year?
- Ready Capital's cash & equivalents decreased by 2.9% year-over-year, from $248.38M to $241.20M.
- What is the long-term trend for Ready Capital's cash & equivalents?
- Over 5 years (2020 to 2025), Ready Capital's cash & equivalents has grown at a 12.4% compound annual growth rate (CAGR), from $138.98M to $249.53M.
- What does cash & equivalents mean?
- The total amount of cash and highly liquid investments readily available for use.