Other

Servicing income, net of amortization and impairment of $6,587 and $5,294

Ready Capital Servicing income, net of amortization and impairment of $6,587 and $5,294 increased by 7.5% to $5.42M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 16.0%, from $6.46M to $5.42M. Over 2 years (FY 2023 to FY 2025), Servicing income, net of amortization and impairment of $6,587 and $5,294 shows a downward trend with a -6.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2016
Last reportedQ1 2026May 8, 2026

How to read this metric

An increase indicates a larger servicing portfolio or improved efficiency in managing servicing rights.

Detailed definition

Revenue generated from servicing loans for third parties, net of amortization and impairment of the associated servicing...

Peer comparison

Standard for mortgage servicers; peers report this as net servicing income.

Metric ID: other_bank_servicing_income

Historical Data

18 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$11.93M$10.24M$10.53M$14.57M$12.19M$4.64M$5.04M$6.87M$4.61M$3.76M$3.27M$5.42M$4.11M$6.46M-$304.00K$7.51M$5.04M$5.42M
QoQ Change-14.1%+2.8%+38.3%-16.3%-61.9%+8.6%+36.3%-32.8%-18.5%-13.0%+65.5%-24.1%+57.0%-104.7%>999%-32.9%+7.5%
YoY Change+22.1%+19.0%-55.9%-65.4%-43.7%-19.0%-35.1%-21.1%-10.9%+71.8%-109.3%+38.7%+22.6%-16.0%
Range-$304.00K$14.57M
CAGR-16.9%
Avg YoY Growth-14.4%
Median YoY Growth-17.5%

Business Segments — Residential Mortgage Banking

View all
SegmentQ3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q2 '24Q3 '24Q1 '25
Small Business Lending$1.99M$3.55M$3.15M$5.67M$2.98M$2.02M$3.97M$5.04M
LMM Commercial Real Estate$1.16M$1.64M$1.26M$1.45M$1.42M
Residential Mortgage Banking$9.01M$9.36M$9.39M$9.17M
Sbc Lending And Acquisitions$1.19M$1.09M$1.89M$1.20M
Total$12.19M$4.64M$5.04M$6.87M$4.61M$3.27M$5.42M$6.46M

LMM Commercial Real Estate, Residential Mortgage Banking, Sbc Lending And Acquisitions, Small Business Lending were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.

Business Segments — Small Business Lending

View all
SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Small Business Lending$5.04M-$2.24M$6.35M$3.17M$3.82M
LMM Commercial Real Estate$1.42M$1.93M$1.16M$1.87M$1.60M
Total$6.46M-$304.00K$7.51M$5.04M$5.42M

Frequently Asked Questions

What is Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294?
Ready Capital (RC) reported servicing income, net of amortization and impairment of $6,587 and $5,294 of $5.42M in Q1 2026.
How has Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294 changed year-over-year?
Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294 decreased by 16.0% year-over-year, from $6.46M to $5.42M.
What is the long-term trend for Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294?
Over 2 years (2023 to 2025), Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294 has grown at a -6.0% compound annual growth rate (CAGR), from $21.16M to $18.70M.
What does servicing income, net of amortization and impairment of $6,587 and $5,294 mean?
Net income earned from managing and collecting payments on loans for other parties.