Equity
Retained Earnings
Ready Capital Retained Earnings decreased by 25.4% to -$1.01B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 125.0%, from -$450.28M to -$1.01B. Over 5 years (FY 2020 to FY 2025), Retained Earnings shows a downward trend with a 101.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionEquity
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026May 8, 2026
How to read this metric
A consistent increase signals strong historical profitability and internal growth capacity.
Detailed definition
This represents the cumulative net income earned by the company since its inception, minus any dividends paid to shareho...
Peer comparison
Key indicator of long-term financial health and dividend-paying capacity.
Metric ID:
retained_earningsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$23.11M | -$10.40M | $8.60M | $21.66M | $27.30M | $40.08M | $4.99M | -$6.53M | $187.14M | $168.54M | $124.41M | -$3.55M | -$92.32M | -$146.00M | -$505.09M | -$450.28M | -$528.52M | -$569.71M | -$807.52M | -$1.01B |
| QoQ Change | — | +55.0% | +182.7% | +151.9% | +26.0% | +46.8% | -87.5% | -230.8% | >999% | -9.9% | -26.2% | -102.9% | <-999% | -58.2% | -245.9% | +10.9% | -17.4% | -7.8% | -41.7% | -25.4% |
| YoY Change | — | — | — | — | +218.1% | +485.6% | -41.9% | -130.2% | +585.5% | +320.5% | >999% | +45.7% | -149.3% | -186.6% | -506.0% | <-999% | -472.5% | -290.2% | -59.9% | -125.0% |
Range-$1.01B – $187.14M
CAGR+121.6%
Avg YoY Growth-657.1%
Median YoY Growth-92.4%
Current Streak4 quarters decline
Retained Earnings at Other Companies
Frequently Asked Questions
- What is Ready Capital's retained earnings?
- Ready Capital (RC) reported retained earnings of -$1.01B in Q1 2026.
- How has Ready Capital's retained earnings changed year-over-year?
- Ready Capital's retained earnings decreased by 125.0% year-over-year, from -$450.28M to -$1.01B.
- What is the long-term trend for Ready Capital's retained earnings?
- Over 5 years (2020 to 2025), Ready Capital's retained earnings has grown at a 101.7% compound annual growth rate (CAGR), from -$24.20M to -$807.52M.
- What does retained earnings mean?
- The total profits the company has kept and reinvested since it started.