Other
Increase Decrease In Interest Reserves
Chicago Atlantic Real Estate Finance Increase Decrease In Interest Reserves decreased by 40.6% to -$2.69K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 99.7%, from -$771.07K to -$2.69K.
Analysis
StatementCash Flow Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ3 2022
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase indicates more capital is being held back to secure future interest, potentially reducing immediate cash outflows for the borrower.
Detailed definition
Reflects the net movement in interest reserves held back from loan fundings to ensure future interest payments are cover...
Peer comparison
Standard in commercial real estate lending and construction finance where interest reserves are common.
Metric ID:
other_increase_decrease_in_interest_reservesHistorical Data
12 periods
| Q3 '22 | Q4 '22 | Q1 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$3.78M | -$3.88M | -$1.65M | $1.44M | -$28.06K | $89.08K | -$5.48M | -$771.07K | -$305.88K | -$206.34K | -$1.91K | -$2.69K |
| QoQ Change | — | -2.6% | +57.5% | +187.7% | -101.9% | +417.4% | <-999% | +85.9% | +60.3% | +32.5% | +99.1% | -40.6% |
| YoY Change | — | — | — | +187.7% | — | — | — | -153.4% | -989.9% | -331.6% | +100.0% | +99.7% |
Range-$5.48M – $1.44M
CAGR-92.8%
Avg YoY Growth-181.3%
Median YoY Growth-26.9%
Increase Decrease In Interest Reserves at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's increase decrease in interest reserves?
- Chicago Atlantic Real Estate Finance (REFI) reported increase decrease in interest reserves of -$2.69K in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's increase decrease in interest reserves changed year-over-year?
- Chicago Atlantic Real Estate Finance's increase decrease in interest reserves increased by 99.7% year-over-year, from -$771.07K to -$2.69K.
- What does increase decrease in interest reserves mean?
- The net change in funds set aside from loan disbursements to cover future interest payments.