What is Chicago Atlantic Real Estate Finance's il — original issue premium discount?

Chicago Atlantic Real Estate Finance (REFI) reported il — original issue premium discount of -$5.61K in Q1 2026.

How has Chicago Atlantic Real Estate Finance's il — original issue premium discount changed year-over-year?

Chicago Atlantic Real Estate Finance's il — original issue premium discount increased by 80.9% year-over-year, from -$29.32K to -$5.61K.

What does il — original issue premium discount mean?

The unamortized difference between the face value of a loan and the price at which it was issued.

Geographic · Original Issue Premium Discount

IL — Original Issue Premium Discount

Chicago Atlantic Real Estate Finance IL — Original Issue Premium Discount increased by 80.9% to -$5.61K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 80.9%, from -$29.32K to -$5.61K.

Analysis

StatementSegment

CategoryProfitability

SignalContext dependent

VolatilityStable

First reportedQ1 2022

Last reportedQ1 2026May 7, 2026

Rolls up toOriginal Issue Premium Discount

How to read this metric

Changes reflect adjustments in the effective interest rate accounting and the amortization schedule of the loan portfolio.

Detailed definition

This reflects the net unamortized premium or discount associated with the issuance of debt instruments in the segment. I...

Peer comparison

Comparable to 'Unamortized Loan Fees/Discounts' found in the footnotes of most REIT financial statements.

Metric ID: refi_segment_il_original_issue_premium_discount

Historical Data

8 periods

	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q1 '24	Q1 '25	Q1 '26
Value	-$19.73K	-$19.73K	-$19.73K	-$19.73K	-$73.50K	-$51.38K	-$29.32K	-$5.61K
QoQ Change	—	+0.0%	+0.0%	+0.0%	-272.4%	+30.1%	+42.9%	+80.9%
YoY Change	—	—	—	—	-272.4%	+30.1%	+42.9%	+80.9%

Range-$73.50K – -$5.61K

CAGR-51.3%

Avg YoY Growth-29.6%

Median YoY Growth+36.5%

Current Streak3 quarters growth

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Frequently Asked Questions

What is Chicago Atlantic Real Estate Finance's il — original issue premium discount?: Chicago Atlantic Real Estate Finance (REFI) reported il — original issue premium discount of -$5.61K in Q1 2026.
How has Chicago Atlantic Real Estate Finance's il — original issue premium discount changed year-over-year?: Chicago Atlantic Real Estate Finance's il — original issue premium discount increased by 80.9% year-over-year, from -$29.32K to -$5.61K.
What does il — original issue premium discount mean?: The unamortized difference between the face value of a loan and the price at which it was issued.