Geographic · Original Issue Premium Discount
Michigan One — Original Issue Premium Discount
Chicago Atlantic Real Estate Finance Michigan One — Original Issue Premium Discount decreased by 133.6% to -$18.10K in Q1 2026 compared to the prior quarter.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026May 7, 2026
Rolls up toOriginal Issue Premium Discount
How to read this metric
A discount increases the effective yield over time, while a premium decreases it, impacting the net interest income recognized.
Detailed definition
The net difference between the face value of a debt instrument and its issuance price, amortized over the life of the lo...
Peer comparison
Commonly reported as 'Net Premium/Discount' in debt investment portfolios.
Metric ID:
refi_segment_michigan_one_original_issue_premium_discountHistorical Data
7 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|
| Value | -$40.44K | -$40.44K | -$40.44K | -$40.44K | -$141.85K | -$7.75K | -$18.10K |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -250.8% | +94.5% | -133.6% |
| YoY Change | — | — | — | — | -250.8% | — | — |
Range-$141.85K – -$7.75K
CAGR-41.5%
Avg YoY Growth-250.8%
Median YoY Growth-250.8%
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Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's michigan one — original issue premium discount?
- Chicago Atlantic Real Estate Finance (REFI) reported michigan one — original issue premium discount of -$18.10K in Q1 2026.
- What does michigan one — original issue premium discount mean?
- The adjustment to the loan's value based on whether it was issued at a price above or below its face value.