Equity

Retained Earnings

Chicago Atlantic Real Estate Finance Retained Earnings decreased by 33.9% to -$20.78M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 109.6%, from -$9.92M to -$20.78M. Over 4 years (FY 2021 to FY 2025), Retained Earnings shows a downward trend with a 205.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionEquity
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase signals strong historical profitability and reinvestment, while a decrease may indicate losses or significant dividend payouts.

Detailed definition

This represents the cumulative net income earned by the company since its inception, minus any dividends paid to shareho...

Peer comparison

A key metric for all established companies; growth rates are compared against peers to gauge long-term success.

Metric ID: retained_earnings

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$177.56K$526.49K-$353.04K$1.09M-$5.14M-$2.98M-$2.90M-$1.34M-$5.81M-$6.09M-$6.39M-$4.45M-$10.14M-$9.92M-$11.55M-$12.52M-$15.52M-$20.78M
QoQ Change+396.5%-167.1%+408.0%-572.7%+42.0%+2.8%+53.7%-332.9%-4.8%-5.0%+30.4%-127.7%+2.2%-16.5%-8.4%-24.0%-33.9%
YoY Change<-999%-666.5%-720.8%-223.5%-13.1%-104.1%-120.7%-231.6%-74.4%-62.9%-80.6%-181.3%-53.1%-109.6%
Range-$20.78M$1.09M
CAGR+206.7%
Avg YoY Growth-388.3%
Median YoY Growth-115.1%
Current Streak4 quarters decline

Frequently Asked Questions

What is Chicago Atlantic Real Estate Finance's retained earnings?
Chicago Atlantic Real Estate Finance (REFI) reported retained earnings of -$20.78M in Q1 2026.
How has Chicago Atlantic Real Estate Finance's retained earnings changed year-over-year?
Chicago Atlantic Real Estate Finance's retained earnings decreased by 109.6% year-over-year, from -$9.92M to -$20.78M.
What is the long-term trend for Chicago Atlantic Real Estate Finance's retained earnings?
Over 4 years (2021 to 2025), Chicago Atlantic Real Estate Finance's retained earnings has grown at a 205.8% compound annual growth rate (CAGR), from -$177.56K to -$15.52M.
What does retained earnings mean?
The total accumulated profits the company has kept and reinvested rather than paying out as dividends.